Program Administrators - RPS Signature Programs

RPS Signature Programs

Programs & Coverages: All Lines Aggregate , First-Dollar Public Entity (under 75,000 population), Large Public Entity (above 75,000 population), Inland Marine Hypermarket, Rental Equipment, Crane & Rigging, Scaffolding & Access, Charter Schools, Scholastic, Student Accident, AttorneyShield, Insurance Agents Professional Liability, Lawyers Professional Liability, Title and Escrow Professional Liability, Amateur Sports, Bicycle & Ski, Golf & Country Club, Health & Fitness, Resident Camps & Day Camps, US Lacrosse, USA Softball, Social Services, ChiroChoice, PodiatryChoice, Tow, ABC – Michigan Self-Insured Workers’ Compensation Fund, California Private Schools Workers’ Compensation, GuardianComp, Inc. , Michigan Cleaning Fund, Michigan Clubs Fund, Michigan Food Processing & Distribution Fund, Michigan Grocers Fund, Michigan Horticulture Industries Fund, Michigan Restaurant & Lodging Fund, Quality Comp, Inc. , General Business

M2850 Golf Road | Rolling Meadows, IL 60008

P866-595-8413

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Company Description

RPS Signature Programs manages a variety of specialized programs on behalf of highly rated carriers, offering proprietary insurance solutions in niche markets. Headquartered in Rolling Meadows, Illinois, RPS Signature Programs is a division of Risk Placement Services, one of the nation’s largest specialty insurance product distributors.

When you're looking for specialized coverage for your clients, RPS Signature Programs are your go-to underwriting resource. Unique risks? New niches? Never been done before? That’s our specialty. We help provide your clients with specialized coverage from trusted carriers, so you can move on with confidence.

We work with top-rated carriers to design custom coverage for unique businesses. That’s what makes us the premiere program administrator, bringing years of niche expertise and passion that cannot be found anywhere else.

Our focus means we offer exclusive programs, complete coverage options, and knowledgeable staff to guide you. Your specialty is our Signature. 

Visit www.RPSins.com/SignaturePrograms for more information.

Programs & Coverages

All Lines Aggregate 

Custom Public Entity Programs for Every One-Of-A-Kind Risk
RPS Signature Programs is uniquely positioned to help Public Entities effectively manage today’s cost of risk and unlock significant long-term savings. We accomplish this with our innovative All Lines Aggregate program that blends risk retention, risk transfer, and customized claims management within one framework.

Our experience in providing municipalities, schools, states, and others with exclusive package facilities with A-rated or better carriers spans more than 40 years. We understand the unique risks Public Entities face – from terrorist threats to civil rights exposures; to employment practices and data breaches; to budget limitations; and the scrutiny of public officials, educators, and executives in a variety of complicated and frequently highly charged situations. We provide the broad coverage, underwriting expertise, and risk management resources needed to address these exposures.

RPS Signature Programs’ in-house underwriting capability will provide you with quick turnaround – critical in writing new accounts and client retention. We also provide an extensive list of pre-approved third-party administrators (TPAs) to facilitate the control and management of claims for your insureds. Each TPA’s flexible, cost-effective products are tailored to satisfy specific client needs. Their prompt, responsive services are aimed at achieving early claims resolution while maximizing savings on expenses and loss payout.

**And**

Excellent market relationships allow the RPS Signature Programs team to respond with competitive products for towns, villages, boroughs, counties, housing authorities, special districts, utility authorities, public K-12, and colleges/universities.

Coverages

  • All Lines Aggregate package limits available up to $10,000,000
  • Clash coverage for multi-line losses
  • All lines loss fund including Workers’ Compensation
  • Client control of the claims process
  • Coverage provided as Insurance or Reinsurance to the client’s policy
  • Sexual Abuse and Sexual Harassment

Target  
Larger public entities that have a self-insured retention of greater than $50,000 or entities that are seeking to go self-insured.

Limits 

  • Limits for all casualty lines are available for up to $10,000,000.  
  • Higher casualty limits are available from our excess carrier partners.  
  • Limits to $1,000,000 with options for excess property.  
  • Self-insured workers compensation buffer limits available for up to $250,000 with additional options for statutory excess WC coverage.  

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. RPS Signature Programs brings proven expertise to the Public Entity sector, providing a large variety of placements including Primary, and Excess Liability for accounts of all sizes, whether a first-dollar program or innovative alternative risk placement.

Contact
bob_lombard@rpsins.com

URL: https://rpsins.com/programs/signature-programs/community/all-lines-aggregate/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

First-Dollar Public Entity (under 75,000 population)

The Signature Insurance Program for Public Entity
This new program expands upon our existing carrier relationships to now offer a first dollar, low deductible insurance product for public entities, water districts and special districts.

The packaged insurance program includes specialized coverages such as general liability, auto liability, physical damage, crime and excess liability, property, law enforcement, public officials and employment practices liability; that can be supplemented by active shooter liability, special events, and cyber liability. 

Coverages

  • Property
  • General liability
  • Public officials and management liability
  • Inland marine
  • Law enforcement liability
  • Crime
  • Auto liability and physical damage
  • Excess liability 

Key Coverage Features

  • Pay on behalf
  • Duty to defend
  • Defense costs outside limit
  • Broad named insured
  • Failure to supply (except gas and electric)
  • EPLI
  • Drone liability 

Target
Smaller municipalities with populations of less than 75,000.  Special districts and water, sewer and sanitation districts.

Limits

  • Property - $50,000,000 any one location
  • Equipment Breakdown - $100,000,000 per location
  • Auto Liability - $1,000,000
  • General Liability - $1,000,000/$3,000,000
  • Public Officials Liability - $1,000,000/$3,000,000
  • Crime - $500,000
  • Excess - $4,000,000/$4,000,000 (higher limits available outside of the program)

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. Excellent market relationships allow the RPS Signature Programs team to respond with competitive products for towns, villages, boroughs, special districts, and utility authorities. 

Contact
Bob_Lombard@rpsins.com

URL: https://rpsins.com/programs/signature-programs/community/first-dollar-public-entity-under-75-000-population/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Large Public Entity (above 75,000 population)

Your Specialty, is Our Signature 
RPS Signature Programs’ experience in providing municipalities, schools, states, and others with exclusive package facilities with A-rated or better carriers spans more than 40 years. We understand the unique risks Public Entities face – from terrorist threats to civil rights exposures; to employment practices and data breaches; to budget limitations; and the scrutiny of public officials, educators, and executives in a variety of complicated and frequently highly charged situations. We provide the broad coverage, underwriting expertise, and risk management resources needed to address these exposures.

RPS Signature Programs’ in-house underwriting capability will provide you with quick turnaround – critical in writing new accounts and client retention. 

RPS Signature Programs brings proven expertise to the Public Entity sector, providing a large variety of placements including Primary,  and Excess Liability for accounts of all sizes, whether a first-dollar program or innovative alternative risk placement.

Excellent market relationships allow the RPS Signature Programs team to respond with competitive products for towns, villages, boroughs, special districts, and utility authorities.
 
Coverages

  • Property
  • General liability
  • Auto liability
  • Physical damage
  • Public officials liability
  • Law enforcement liability
  • Excess liability
  • Excess workers’ compensation  

Target
Larger municipalities with populations of over 75,000.  


Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. RPS Signature Programs brings proven expertise to the Public Entity sector, providing a large variety of placements including Primary, and Excess Liability for accounts of all sizes, whether a first-dollar program or innovative alternative risk placement.

Contact
Bob_Lombard@rpsins.com

URL: https://rpsins.com/programs/signature-programs/community/large-public-entity-above-75-000-population/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Inland Marine Hypermarket

The Signature Insurance Program for Inland Marine
As Inland Marine insurance specialists, Signature Programs’ Inland Marine “Hypermarket” helps you meet the unique challenges of your insured’s Inland Marine risks. From basic risks to the most demanding, our Inland Marine underwriting team is ready to help.

  • Nationwide
  • Underwriting authority
  • Decades of experience
  • Stable of Inland Marine specialized insurers
  • Focused dedication to market
  • Ability to underwrite difficult, high volume Inland Marine exposures

We can write most any Inland Marine risk, but below are some of the more typical Inland Marine coverages that we handle and specialize in.

Target

Energy

  • Oil and gas equipment
  • Wind farms

Property

  • Warehouses
  • Broadcasting property and equipment
  • Electronic equipment
  • Machine shops 

Contractor’s Equipment 

  • Rental equipment dealers
  • Scaffolding
  • Crane
  • Logging & Forestry Equipment
  • Builder’s risk
  • Any equipment-driven risk
  • Building material dealers
  • General contractors

Other

  • Stamp and coin dealers
  • Fine art
  • Courier and small package delivery
  • Railroad rolling stock
  • Warehouseman’s Legal Liability
  • Wind coverage available in southeast United States 

Coverages

  • Inland Marine
  • Property 
  • Additional coverages available based on category

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. Signature Programs comprehensive Inland Marine insurance program can cover almost ANY risk.  Please contact Rikki_Concannon@rpsins.com to discuss your Inland Marine needs.

Contact
Rikki_Concanno@rpsins.com

URL: https://rpsins.com/programs/signature-programs/construction/inland-marine-hypermarket/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Rental Equipment

Custom Rental Equipment Programs for Every One-Of-A-Kind Risk
With a 30-year focus on Rental Equipment Insurance, we thoroughly understand the nuances of your client’s business. Since we speak their language: Aerial reach, inflatable’s, construction equipment, boom lifts, scissor lifts, tents, etc. - we can tie that knowledge to insurance coverage that provides real solutions for their business.

Rental Equipment Dealers Program Highlights

  • Serving contractor
  • Homeowner
  • Tool
  • Tent, party and general rental companies

The Signature Programs Rental Equipment and Party Goods facility has hundreds of insureds across the nation.

Coverages
Unique coverage options that truly meet your client’s needs. Uncommon insights concerning liability issues that impact your client’s bottom line. Unparalleled service from a dedicated staff who have years of experience working with businesses like your client’s. That’s what you get from the professional rental equipment & party goods team at Signature Programs.

  • Admitted A.M. Best Rated Carriers
  • Directly Billed by Carrier with Flexible Installment Schedules
  • Nationwide Coverage in All 50 States
  • Coverage Forms with Industry Specific Enhancements
  • Lines of Coverage Offered: 
    • General Liability 
    • Automobile 
    • Workers’ Compensation 
    • Excess Liability 
    • Property & Inland Marine / Contractors’ Equipment
  • Anything out of scope may receive underwriting consideration with specific details on the exposures and appropriate risk control measures

Subject to actual written proposal.  Other optional coverages available.

Target
Rental operations focused on rentals to homeowner/small contractors.

Equipment Covered Includes: 

  • Hand/Power Tools 
  • Outdoor Power Equipment 
  • Lighter Construction Equipment 
  • Recreational / Party Equipment

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Rikki_Concannon@rpsins.com

URL: https://rpsins.com/programs/signature-programs/construction/rental-equipment/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Crane & Rigging

The Signature Insurance Program for Crane & Rigging
RPS Signature Programs Multi-Line crane program can serve crane rental companies nationwide, with or without operators.

  • Hundreds of insureds nationwide
  • Designed specifically for the crane industry and its complex coverage needs
  • Exclusively packaged program provided through an A.M. Best ‘A- Excellent’ rated carrier
  • Based on more than 30 years of experience within the crane industry
  • Eliminates any claims confusion due to multiple insurance carriers

Our crane-specific insurance offering takes a streamlined, Multi-Line approach and includes:

  • General Liability
  • Rigger’s Liability
  • Excess
  • Workers’ Comp
  • Auto
  • Inland Marine
  • Crime

Coverages
Specialized coverage options that truly meet your client’s needs. Uncommon insights concerning liability issues that impact your client’s bottom line. Unparalleled service from a dedicated staff who have years of experience working with businesses like your client’s. That’s what you get from the professional crane team at RPS Signature Programs.

General Liability

  • $2,000,000 general aggregate
  • $1,000,000 per occurrence
  • $2,000,000 products and completed operations
  • $1,000,000 personal and advertising
  • 2mm/4mm/4mm limits available
  • Occurrence form
  • Various deductible options
  • Riggers Liability including Loss of Use
  • Over-the-road liability coverage for mobile equipment
  • Employee Benefits of $1,000,000
  • Proprietary CGL form

Property and Equipment

  • “Manuscript” coverage tailored to cover equipment rented to third parties
  • Replacement cost valuation for equipment under 10 years old
  • Riggers coverage available with optimal consequential loss coverage
  • Specialty coverage including: Boom overload, Loss of income and extra expense, Loss of rents, Equipment in your care, custody and control, and Attachments coverage
  • Flood and earthquake available in most states

Auto Liability and Physical Damage

  • Employees as Insureds
  • Hired Car Physical Damage
  • Blanket Additional Insured
  • Expanded towing coverage and expanded transportation expenses
  • Rental Reimbursement
  • Personal Effects
  • Accident Airbag Deployment
  • New vehicle replacement cost
  • Preferential pricing for qualified accounts
  • Fleet and loss experience discounts

Workers’ Compensation/Employer’s Liability

  • Ability to issue certificates of insurance online anytime
  • Superior claims handling service
  • Blanket waiver of subrogation available

Excess/Umbrella Liability

  • $1,000,000 to $5,000,000 coverage limits with higher limits available 

Target

  • Crane Rental with Operator
  • Bare Crane Rental
  • Rigging Millwright
  • Specialized Transportation

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Rikki_Concannon@rpsins.com

URL: https://rpsins.com/programs/signature-programs/construction/crane-rigging/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Scaffolding & Access

The Signature Insurance Program for Scaffolding & Access
As experienced underwriting managers for the scaffold industry nationwide, we thoroughly understand the nuances of your client’s business and can speak their language. We have tied that knowledge to a Multi-Line insurance program that provides real solutions for their business.

  • Hundreds of insureds nationwide
  • Designed specifically for the scaffold & construction access industry and its complex coverage needs
  • Exclusively packaged program provided through an A.M. Best ‘A- Excellent’ rated carrier
  • Based on more than 30 years of experience within the scaffold & construction access industry
  • Eliminates any claims confusion due to multiple insurance carriers

Our scaffold-specific insurance offering takes a simple, multi-line approach, and includes:

  • General Liability
  • Workers’ Comp
  • Property
  • Excess
  • Auto
  • Inland Marine
  • Crime

Coverages 
Industry-specific coverage options that truly meet your client’s needs. Uncommon insights concerning liability issues that impact your client’s bottom line. Unparalleled service from a dedicated staff who have years of experience working with businesses like your client’s. That’s what you get from the professional scaffold team at RPS Signature Programs.

General Liability

  • $2,000,000 general aggregate
  • $1,000,000 per occurrence
  • $2,000,000 products and completed operations
  • $1,000,000 personal and advertising
  • 2mm/4mm/4mm limits available
  • Occurrence form
  • Defense outside limits
  • Blanket waiver of subrogation available
  • Primary and noncontributory available
  • Various deductible options
  • Per project aggregate available

Property and Equipment

  • “Manuscript” coverage tailored to cover equipment rented to third parties
  • Blanket values vs. specific limits by location and type of property
  • Replacement cost valuation
  • Agreed amount endorsement (no coinsurance penalty)
  • Specialty coverage including loss of income and extra expense, job site, in-transit and unnamed locations, equipment in your care, custody and control
  • Flood and earthquake available in most states

Auto Liability and Physical Damage

  • Preferential pricing for qualified accounts
  • Fleet and loss experience discounts

Workers’ Compensation/Employer’s Liability

  • Available in most states
  • Dividend plans available in some states

Excess/Umbrella Liability

  • $1,000,000 – $5,000,000 coverage limits with higher limits available

*Subject to actual written proposal. Other optional coverages available.

Target

  • Scaffolding & Construction Access industry contractors who utilize Supported Scaffold
  • Construction Hoists
  • Construction Elevators
  • Mast Climbers
  • Swing Staging

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Rikki_Concannon@rpsins.com

URL: https://rpsins.com/programs/signature-programs/construction/scaffolding-access/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Charter Schools

The Signature Insurance Program for Charter Schools
Charter schools can be faced with many challenges. RPS Signature Programs has designed a program to address the growing market and exposure associated with charter schools.

It is available through an admitted carrier rated “A+” (XV) by A.M. Best to licensed agents and brokers in all 50 states. Fill out our Let’s Get in Touch form so we can provide answers to your insureds’ needs.

Coverages 
These coverages are all available with one admitted carrier.

  • Property form—designed for school exposures
    (with flood and earthquake options)
  • General liability
  • Educators management liability, including EPLI
  • Fiduciary
  • Abuse or molestation—separate limits
  • Automobile
  • Excess liability
  • Cyber liability

Target 

  • Charter schools—private
  • Charter schools—public

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Suzanne_Paschke@rpsins.com

URL: https://rpsins.com/programs/signature-programs/scholastic/charter-schools/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Scholastic

The Signature Insurance Program for Scholastic Institutions
RPS Signature Programs’ scholastic product is designed to address various exposures associated with school operations. Our exclusive coverage offers specialized forms to combine religious organizations that may operate a school. In addition, social service organizations that educate children with special needs can be considered. Eligible risks include charter, public and private schools, vocational and technical schools, community colleges.

Target 

  • Community Colleges
  • Vocational and Technical Schools
  • Public Schools
  • Private Schools
  • K-12
  • Schools for Special Needs

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Suzanne_Paschke@rpsins.com

URL: https://rpsins.com/programs/signature-programs/scholastic/scholastic/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Student Accident

Your Specialty is Our Signature, Student Accident
RPS Signature Program PreK-12 Student and Athletic Accident Insurance Program and the College Student Accident and Intercollegiate Sports Program come into play when schools are looking to insure students of all ages from daycare through college, for school and athletic activities. 

As program administrator for a number of carriers, RPS Signature Programs handles all aspects of plan administration from implementing plan improvements, negotiating with the carriers on new and renewal business and adjudicating claims.  A dedicated claims staff assures the highest level of personal service.

Key program features that differentiate us in the marketplace include:

Carrier Relationships
We have built strong relationships with several carrier partners. As a result, we are able to provide numerous market options, which will allow you to select a program that works best both in terms of cost and plan design.

Service
Relationships are the lifeline of our business; by not outsourcing our services, we make sure our clients receive the attention that they deserve. Our experienced team of in-house claim professionals, account managers, program administrators and underwriters are dedicated to providing you with the best possible service. 

No Outsourcing of Claims
Our claims are administered in-house to ensure a level of exceptional service. We do not outsource. There is only one place to go to have all your questions answered. 

Enhanced Claim Reporting Capabilities
We provide our clients with monthly, bimonthly or quarterly reports. Our enhanced claim reporting capabilities serve as a great tool to assist in risk management and cost-containment efforts. 

Online Access to Student Accident Claim Status
Parents can easily and conveniently check the status of their child's claim from any computer or tablet, offering more control for the parents while reducing the volume of claim inquiries to district administrators.

Coverages
Most policies are written on an excess basis, with limits typically ranging from $25,000 to $5,000,000 for PreK-12 Schools and $25,000 to $90,000 for Colleges and Universities. 

Excess/Secondary insurance coverage is designed to supplement and coordinate with existing primary medical policies; however, if no primary plan is in place, this policy will act as primary coverage within the terms of the accident policy. 

There are different plan designs available for both the PreK-12 and College programs with deductible and coinsurance options and sub-limits that can be added on certain internal benefits, such as physical therapy, orthopedic devices, etc.  

Target

  • Public School Districts
  • Private and Charter Schools
  • Individual Parochial Schools
  • Nursery Schools
  • Day Care Centers
  • Dioceses
  • Colleges and Universities  

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. We have been proudly administering Student Accident Insurance for over 70 years and have become known as a leader in the industry with experience protecting over 36 million students since 1946.

Contact
Laura_Kajor@rpsins.com

URL: https://rpsins.com/programs/signature-programs/scholastic/student-accident/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

AttorneyShield

The Signature Insurance Program for Small Law Firms
RPS Signature Programs’ new exclusive program through a partnership with AttorneyShield who has over 35 years of underwriting expertise, provides coverage for small law firms in nine states.
This program is available to quote-bind-issue in minutes on our RPS small business platform with just a few application questions. 

Coverages 

  • Claim expenses in addition to the limits available
  • Aggregate deductible available
  • Non-practicing ERP after three year vesting period  (years with AttorneyShield count towards vesting period)
  • Included in the definition of professional services
    • Title agents
    • Notaries
    • Pro bono and more
  • Predecessor firm coverage included 
  • Personal injury coverage 
  • First dollar defense available 
    • (no indemnity = no deductible payout by insured) 
  • 60-day extended reported period automatically applied 
  • Multiple Options for extended reporting periods available 
  • Supplemental coverage includes:
    • Loss of Earnings if you must attend a trial
    • Disciplinary proceedings
    • Subpoena assistance 
    • Claim investigation upon underwriter approval
  • Risk management services provided by Hinshaw and Culbertson, LLP which include:
    • CLE courses
    • 24-hour hotline 
    • Risk management website 

Target

  • Small firms with less than 5 attorneys
  • Limits of $1,000,000 and under
  • Clean law firms
  • Law firms with good procedures and controls

Limits

  • $100,000 through $3,000,000
  • Higher limits available upon request
  • Deductible options: $1,000 through $25,000


Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Adrienne_Woodhull@rpsins.com

URL: https://rpsins.com/programs/signature-programs/professional/attorneyshield/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Insurance Agents Professional Liability

The Signature Insurance Program for Insurance Agents and Brokers
RPS Signature Programs’ product for Insurance Agents and Brokers covers mid-size to larger insurance agencies, wholesalers and managing general agents (MGA).

Coverages

  • Claims-made or claims-made and reported
  • Defense outside of the limits
  • First dollar deductible
  • Deductible aggregated to three times per loss
  • Deductible reduction credits (settlement without litigation)
  • Contractual liability included for broker/agent agreements
  • Insolvency B+/demotech/government backed or operated
  • Punitive damages (if insurable by law)
  • Broad personal injury coverage
  • Spouse/domestic partner
  • Final adjudication language (conduct exclusion)
  • Modified hammer (up to 80/20)
  • Automatic independent contractor (on behalf of insured)
  • Loyalty discounts
  • Choice of counsel
  • First party security privacy breach ($25,000 to $250,000)
  • Broad definition of professional services
  • Additional expense/loss of earnings outside limits
  • ERP options up to 5 years
  • Blanket predecessor coverage
  • Available nationwide, coverage is admitted and non-admitted depending on the state and is NJ/FTZ admitted for all programs.

Target  

  • Agencies with $300,000 to $15,000,000 in revenue

Limits 

  • 1,000,000 to $5,000,000

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Adrienne_Woodhull@rpsins.com

URL: https://rpsins.com/programs/signature-programs/professional/insurance-agents-professional-liability/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Lawyers Professional Liability

Custom Lawyers Professional Liability Programs for Every One-Of-A-Kind Risk
Attorneys face a number of E&O claims – from administrative errors, to allegations of abandoning representation, or failing to address the client's needs in any way. 

The American Bar Association (ABA) estimates that attorneys will have at least three legal malpractice claims brought against them in the course of their careers. 

Lawyers Professional Liability (LPL) insurance is designed to provide coverage for claims that arise from "wrongful acts" committed in the rendering of legal services in the lawyer’s capacity and generally provide both indemnification coverage and claims expense coverage. 

The RPS Signature Programs Lawyers Insurance product has limits available from $250,000 each loss/aggregate to $5,000,000 each loss/aggregate.

Coverages

  • Claims-made and reported
  • Automatic 30-day ERP extension
  • Claims cost in addition to limit
  • First dollar defense
  • Annual aggregate deductible
  • Supplementary payments in addition to limit with zero deductible
  • Automatic coverage for independent contractors
  • ERP option 1 to unlimited years
  • Preclaim hotline

Available in all states except AK, CA, HI, LA and OR. We do not write sole practitioners, firms whose AOPs include oil/gas/mining, real estate development/syndication, securities, tax shelters, water loss or risks with poor claims experience.

Target   
Firms comprised of 2 to 50 attorneys that have demonstrated good claims experience over prior five years and strong controls and procedures.

Limits  

  • $250,000 to $5,000,000

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Adrienne_Woodhull@rpsins.com

URL: https://rpsins.com/programs/signature-programs/professional/lawyers-professional-liability/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Title and Escrow Professional Liability

The Signature Insurance Program for Title and Escrow
The RPS Signature Programs Title Agents Professional Liability product offers vital coverage for title insurance agents, title abstractors, closing agents, escrow agents, and notary publics.

Coverages

  • Claims-made and reported
  • Automatic 60-day ERP extensions
  • Optional ERP up to 6 years
  • First dollar defense
  • Limits up to $5,000,000 available
  • Duty to defend language
  • Insured has input in selecting defense counsel
  • Early claim resolution incentive
  • Defense of disciplinary actions $25,000 (outside policy limit)
  • Loss of earnings and reimbursement of claim expenses $500 day/$7,500 per claim
  • Claim includes personal injury in addition to the performance of professional services
  • $7,500 for subpoena expenses included (sub-limit, outside policy limit)
  • $150,000 CFPB coverage sub-limit
  • $100,000 theft of funds sub-limit
  • Defense expenses in addition to the limit for damages
  • Death or disability ERP
  • Data breach coverage endorsement up to $100,000 available (First and Third party coverage)
  • Extended claim reporting – loyalty discount
  • Remote Notarization coverage

Available nationwide with the exception of AK and HI. Coverage is admitted in all states except KS, LA, NH, NM, NY, RI, SD, VT, and WY.

Target  
Small to medium size agencies up to $10,000,000 in revenue

Limits  

  • $250,000 to $5,000,000

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Adrienne_Woodhull@rpsins.com

URL: https://rpsins.com/programs/signature-programs/professional/title-and-escrow-professional-liability/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Amateur Sports

The Signature Insurance Program for Amateur Sports Organizations and Facilities
RPS Signature Programs’ amateur sports insurance specialists are proven leaders in insuring sports and athletic organizations, amateur sports teams & leagues, parks & recreation departments, youth & adult activities, sports camps & clinics, national & statewide sports associations.  RPS Signature Programs amateur sports products are comprehensive and customizable, offering specialized coverage. 

Coverages 

  • General Liability including Participant Legal Liability
  • Abuse/Molestation Liability
  • Blanket Additional Insured
  • Hired and Non-Owned Auto
  • Excess Liability
  • Directors & Officers (D&O) / Employment Practices Liability Insurance (EPLI)
  • Crime
  • Property
  • Equipment Insurance
  • Sports Accident

Target 

  • Amateur sports (non-scholastic) organizations
  • Leagues and Teams
  • Sports facilities
  • Sports camps
  • Tournaments and Events
  • Booster clubs
  • Coaches and Sports officials associations
  • Indoor sports facilities
  • Recreation departments and more

Limits 

  • GL: $1,000,000 Occurrence/$3,000,000 Aggregate
  • Abuse/Molestation: $1,000,0000 Separate Limit
  • Accident: Up to $250,000 Per Injury
  • D&O/EPLI: Up to $2,000,000

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. 

Contact
Will_Krouslis@rpsins.com

URL: https://rpsins.com/programs/signature-programs/sports/amateur-sports/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Bicycle & Ski

The Signature Insurance Program for Bicycle & Ski
Bicycle Retailers and Manufacturers require insurance tailored to their needs, as they are at greater risk for theft and product liability claims.  RPS Signature Programs offers a national insurance product specifically designed by the Bicycle/Electric Bicycle/Ski industry.

Coverage 

  • Highlights include Special Extensions of Property (ie: Property Off Premises, Property In Transit, Property of Others, etc)
  • Bicycle/Electric Bicycle/Ski Fraud
  • General Liability including products liability
  • Non-owned/Hired Auto Liability
  • Vendors Liability
  • Crime

Target 

  • Independent bicycle/electric bicycle/ski dealers and rental operators
  • Bicycle/electric bicycle tour operators
  • Non-motorized waterborne equipment dealers and rental operators
  • Manufacturers/distributors/importers of bicycles/electric bicycles/bicycle components and related accessories (i.e.: clothing, shoes, bags, racks, etc.)

Limits 

  • $1,000,000 occurrence/$2,000,000 aggregate with options for $2,000,000 occurrence/$2,000,000 aggregate
  • $1,000,000 or $2,000,000 excess liability

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Lisa_Fulmer@rpsins.com

URL: https://rpsins.com/programs/signature-programs/sports/bicycle-ski/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Golf & Country Club

Your Specialty is Our Signature, Golf & Country Club
RPS Signature Programs’ nationwide Club Program protects private golf & country clubs, semi-private and daily fee courses, private tennis clubs, golf management companies, homeowners’ associations in gated, year-round communities, city clubs, dining clubs, and golf associations on the national, regional and state levels.

RPS Signature Programs has over 35 years of underwriting experience in this market segment, with the knowledge and expertise to offer comprehensive coverage specifically designed for the unique exposures associated with the Golf and Club industry. In addition to underwriting, RPS Signature Programs also services, markets, facilitates claims and provides risk management services. 

RPS Signature Programs is a Program Administrator that underwrites and markets specialty insurance products on a nationwide basis. This program is underwritten through carriers all rated "A" Excellent by AM Best Co.

We accept business for these exclusive programs through any independent insurance broker or agent. Our knowledge and expertise allow us to offer comprehensive coverage that is specifically designed to address the unique exposures associated within the Golf and Club industry.

Coverages

  • Accident & Health
  • Auto
  • Casualty
  • Crime
  • Directors & Officers (not-for-profit/for profit)
  • Earthquake & Flood
  • Employee Benefits Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Inland Marine
  • Liquor Liability
  • Pesticide/Herbicide Applicators Liability
  • Pollution Liability for above ground tanks
  • Limited Pollution Liability (including off-site clean-up)
  • Property
  • Umbrella
  • Workers’ Compensation

Target

  • Private Golf & Country Clubs
  • Semi-Private Clubs
  • Golf Course Management Companies
  • Golf Communities and HOAs
  • National, State and Local Golf Associations
  • Private Tennis Clubs
  • City Clubs

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Peter_Small@rpsins.com

URL: https://rpsins.com/programs/signature-programs/sports/golf-country-club/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Health & Fitness

Your Specialty is Our Signature
We provide a comprehensive menu of insurance plans designed for health & fitness clubs, tennis and racquet clubs, sports facilities, sports complexes, and training centers, which can also extend to daycare and restaurant operations included within your facility. The program is written through Admitted “A” rated carriers, or better, and can provide coverage on all lines of business necessary.

Coverages 

Property

  • Building and personal property coverage (blanket basis available)
  • Coverage for fences, outdoor signs (attached or separate), tennis courts, etc
  • Personal effects and property of others
  • Systems Breakdown coverage 

Liability

  • Rated on a ‘active member’ basis
  • Non-auditable
  • Professional Liability is extended to cover the certified professionals such as fitness and aerobics instructors, tennis instructors, etc
  • Liquor Liability
  • Sexual abuse and molestation coverage 

Crime

  • Money and securities inside/outside the premises
  • Depositor forgery
  • Employee dishonesty 

Business Income

  • Business income and extra expense coverage
  • Actual loss sustained coverage is available
  • No waiting period or deductible (available on request) 

Workers’ Compensation

  • Available in all states
  • Competitive rates and credits available on well-performing risks
  • Extensive loss control tools are available

Target

  • Health & fitness clubs
  • Tennis and Racquet clubs
  • Sports facilities
  • Sports complexes
  • Training centers, which can also extend to daycare and restaurant operations included within your facility.

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. For more information regarding this program, please click here. Quote turnaround times vary however, we can accommodate short timeframes if needed.

URL: https://rpsins.com/programs/signature-programs/sports/health-fitness/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Resident Camps & Day Camps

The Signature Insurance Program for Resident Camps & Day Camps
RPS Signature Programs has a long history specializing in Camp, Conference, and Retreat Center Insurance. We understand their unique insurance and risk management needs as well as the insurance issues of all kinds of experiential education and adventure travel programs.

Our camp program leader has over 35 years of experience working with camps nationally and internationally - managing risk, finding, and creating cost-effective insurance solutions. Our customers benefit from our staff experience as brokers, underwriters, and underwriting managers. We are market makers and problem solvers; just the kind of resources your organization needs.

We work with private, non-profit, and religiously affiliated camps across the country. Customers of RPS Signature Program’s Camp Insurance Program benefit from our decades of experience, our relationships with insurers, and the skill and knowledge of our staff. We invite you to contact us today to learn more about how our expertise can benefit your business.

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. RPS Signature Programs is a program division of Risk Placement Services, Inc., the largest managing general agency in the U.S. As a result RPS Signature Programs has valuable, extensive, working relationships with many of the top specialty companies in the insurance industry. We have certain insurance products which are exclusively ours.

Contact
Peter_Small@rpsins.com

URL: https://rpsins.com/programs/signature-programs/sports/resident-camps-day-camps/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

US Lacrosse

The Signature Insurance Program for US Lacrosse
RPS Signature Programs is the largest insurer of lacrosse in the country, celebrating over a decade as the insurance administrator for US Lacrosse, the national governing body for lacrosse, and its national men's and women's lacrosse teams. 

RPS Signature Programs give lacrosse players, coaches, officials, umpires, camps, clinics, and tournaments the comprehensive lacrosse insurance they need.

To learn more click here.

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Lori_Crispo@rpsins.com

URL: https://rpsins.com/programs/signature-programs/sports/us-lacrosse/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

USA Softball

The Signature Insurance Program for USA Softball
RPS Signature Programs is the insurer of USA Softball, the national governing body of softball, for over 55 years. 

USA Softball offers recreational, league, tournament and National Championship play. They have become one of the nation’s largest and fastest growing sports organizations and sanctions competition in every state through a network of state and metro associations.

RPS Signature Programs gives softball teams, players, coaches, umpires, camps, clinics and tournaments the comprehensive softball insurance they need.

To learn more click here.

Coverages
General Liability Coverage For USA Softball Events

The USA Softball Tournament/Clinic Liability Insurance Plan provides protection for lawsuits and court judgments that may result from bodily injury and property damage claims arising out of your USA Softball Sanctioned Tournament or Clinic operations.

Underwritten by Markel Insurance Company, Rated A by A.M. Bests rating service.

Policy Limits     

  • Liability per occurrence    $2,000,000
  • Aggregate per location    $5,000,000
  • Personal Injury / Advertising Injury    $2,000,000
  • Products / Completed Operations    $2,000,000
  • Sexual Abuse Liability per occurrence    $2,000,000
  • Sexual Abuse Liability aggregate    $2,000,000
  • Damage to Premises Rented    $1,000,000
  • Med Pay to Others (non-participants)    $10,000

The policy includes Participants Liability, which is one of the most important aspects of Liability coverage for sports organizations.

Who is Covered Under This Policy?

  • Tournament or clinic organizers
  • Tournament or clinic officials
  • Participating teams or players
  • Individual team members
  • Field owners (as additional insureds, if requested)
  • Tournament or clinic sponsors

Accident Medical Coverage For USA Softball Event Participants
Under the USA Softball Tournament/Clinic Accident Insurance Plan, coverage extends to covered injuries incurred by Tournament participants while practicing or playing in Tournament games. For Clinics, coverage applies to participants while taking part in clinic activities at the designated clinic site. There is no coverage for travel or off-premises activities under this plan.

Policy Limits     

  • Accident Medical    $250,000 per claim
  • Accidental Death    $5,000
  • Accidental Dismemberment    $10,000 principal sum
  • Chiropractic & Physical Therapy    $2,500 ($100 per visit)
  • Durable Medical Equipment    $1,000
  • Deductible per claim    $500 for Youth / $500 for Adults

90/10 % Coinsurance     
52 week benefit period     

This policy is written on an Excess basis, which means that the policy is secondary over any other valid and collectible insurance or healthcare plan that you may have. Thus, you need to submit your expenses to your own healthcare plan first, for this policy to consider your claim. If you have no other coverage in force, this policy will pay your claim as primary, subject to the deductible and other policy terms.
The policy only covers medical and dental expenses, which are incurred during the Benefit Period – within 52 weeks of the date of injury.
 
Tournament & Clinic Insurance Information

  • Tournaments and clinics must be USA Softball approved or USA Softball sanctioned by your local USA Softball Commissioner to be eligible for this insurance program
  • The enrollment form must be signed by a USA Softball Commissioner in order to bind coverage
  • Coverage goes into effect as of the date the Tournament or Clinic starts, provided that the enrollment form and full premium are received by RPS Signature Programs prior to the start date
  • You can purchase the Liability and Accident Insurance either separately or as a package
  • Coverage automatically extends to make-up dates caused by weather, but no refunds are allowed for this program
  • Apply by mail by completing the Enrollment Form and mailing along with a check to RPS Bollinger.  Enrollment Form can be found here.

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Margaret_Schubkegel@rpsins.com

URL: https://rpsins.com/programs/signature-programs/sports/usa-softball/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Social Services

Custom Social Services Programs for Every One-Of-A-Kind Risk
RPS Signature Programs specializes in addressing the needs of social service agencies and human service organizations, providing insurance coverage for the non-profit sector as well as for-profit classes. This protection allows these agencies and organizations to take care of their clients and take the risk out of helping.

Coverages 

  • Automobile Liability & Physical Damage - includes owned, hired & non-owned
  • Excess Liability
  • General Liability - includes blanket additional insured for funding source & broadening endorsement designed specifically for social services agencies
  • Management Liability - includes Directors & Officers (D&O) with Employment Practices Liability Insurance (EPLI)
  • Fiduciary Liability
  • Professional Liability - includes coverage for employees, contracted employees, physicians and more
  • Abuse or Molestation
  • Cyber Liability
  • Property, Inland Marine & Crime
  • Workers’ Compensation (only available with a package policy)

NOTE: Each policy provides a separate limit of liability. Occurrence or claims made forms are available.

Target

Outpatient Services

  • Adoption Placement Agency
  • Foster Placement Agency
  • Substance Abuse Programs
  • Mental Health Counseling Centers
  • Home Health Care (non-medical)
  • Medical Home Health Care
  • Outpatient Hospice Care
  • Adult Day Care
  • Case Management
  • Meals on Wheels
  • Court Appointed Special Advocate (CASA)
  • Crisis Hotline
  • Referral Agencies
  • Methadone Maintenance
  • Home Studies
  • Needle Exchange
  • Counseling Centers
  • Agencies for Seniors or Aged
  • Sheltered Workshop

Inpatient Services

  • Assisted Living Facilities
  • Shelters
  • Group Homes for Developmentally Disabled
  • Transitional Housing
  • Drug & Alcohol Rehabilitation Centers
  • Residential Care Facilities
  • Senior Living Facilities
  • Supervised Living
  • Medical Detox

Not-for-Profits

  • Foundations
  • Human Society
  • Fraternal Organizations
  • No Professional Liability Exposure
  • Completed Accords are Needed, No Special App

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Robin_Stolle@rpsins.com

URL: https://rpsins.com/programs/signature-programs/health/social-services/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

ChiroChoice

Custom Chiropractor Programs for Every One-Of-A-Kind Risk
RPS Signature Programs ChiroChoice insurance product is designed to meet the professional and general liability insurance needs of chiropractors by offering broad coverage, competitive pricing and outstanding customer service from experienced program underwriters who understand chiropractors' unique insurance needs.

Coverages 

  • Occurrence or claims-made coverage*
  • Premises Liability, Personal Injury Liability and Billing E&O defense included
  • Sexual Misconduct
  • Consent to settle available in most states
  • HIPAA defense only and administrative hearings defense
  • Loss of earnings for defense assist, assault upon the insured, first-aid expense, medical payments to others, and more

*Not available in Kansas & New Mexico

Target

  • Individual
  • Groups
  • New grads
  • Students

Available in 48 states

Limits

  • Occurrence or claims made coverage
  • Limits available up to $1,000,000/$3,000,000 (in most states)
  • Defense costs are outside the limits of liability
  • General liability for premises include at no additional cost $1,000,000 aggregate
  • Administrative hearings legal expenses up to $25,000 aggregate limit
  • Billing E&O up to $50,000 aggregate limit
  • Sexual misconduct legal defense coverage $100,000 aggregate limit
  • Data Breach up to $50,000 aggregate

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Karen_Babin@rpsins.com

URL: https://rpsins.com/programs/signature-programs/health/chirochoice/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

PodiatryChoice

The Signature Insurance Program for Podiatry 
RPS Signature Programs PodiatryChoice medical professional liability program is designed to meet the Professional Liability insurance needs of the modern podiatric private practice with enhanced claims made coverage, tailored pricing reflecting your actual practice, quality risk management services and outstanding claims handling. All of this backed by expert personalized service from those who understand podiatrists' insurance needs.

Coverages 
The PodiatryChoice policy provides comprehensive claims-made professional liability coverage, tailored specifically for podiatric practices. Features and benefits include the following. Some features are not available in all states.

  • Full prior acts
  • Consent to settle
  • Personal and advertising injury
  • Defense costs are outside the limits of liability
  • Peer review, disciplinary hearing or other regulatory actions defense coverage
  • High limits, no deductibles
  • First aid coverage
  • Free tail in the event of death, disability or retirement

Target

  • Individual
  • Groups
  • New grads

Available in 42 states (not available in AL, AK, HI, LA, RI, SC, VT, WA)

Limits

  • Limits available up to $1,000,000/$3,000,000 (in most states)
  • Defense costs outside limits
  • Administrative hearings legal expenses up to $25,000 aggregate limit
  • Billing E&O up to $50,000 aggregate limit
  • Sexual misconduct legal defense coverage $100,000 aggregate limit
  • Data Breach up to $50,000 aggregate

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Karen_Babin@rpsins.com

URL: https://rpsins.com/programs/signature-programs/health/podiatrychoice/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Tow

The Signature Insurance Program for Towing Operations
RPS Signature Programs provides a coverage solution for operators of tow trucks. The insurance products and risk management services we provide for the Towing sector are designed to navigate blind spots, mitigate and transfer risk, drive down costs, and optimize operations.  This is a closed program with exclusive appointments, we will quote for no other agency/broker in your territory. 

Coverages 

  • Auto
  • Garagekeepers Legal Liability
  • General Liability
  • Property (Non-CAT areas)
  • Inland Marine (Non-CAT areas)
  • Motor Truck Cargo

Target
$1,000,000 OCC & $2,000,000 AGG, up to $1,000,000 on Motor Truck Cargo and Garagekeepers

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Christopher_Robinson@rpsins.com

URL: https://rpsins.com/programs/signature-programs/transport/tow/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

ABC – Michigan Self-Insured Workers’ Compensation Fund

Custom Workers’ Compensation Programs for Every One-Of-A-Kind Risk
The Self-Insured Workers’ Compensation Fund for the Associated Builders and Contractors of Michigan.  Associated Builders and Contractors Fund been committed to insuring Michigan contractors and suppliers to contractors since 1995. The Fund offers a 46% premium return to its members. The ABC Fund is endorsed by the Associated Builders and Contractors of Michigan.

Coverages
Workers’ compensation for employers domiciled in Michigan with additional coverage available through the Fund’s excess carrier when out of state coverage is needed.

Limits
Up to $2,000,000 employers’ liability coverage available.

Target
Wide range of construction classes and suppliers to the construction industry.

Click here to request a quote or for more information.

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

URL: https://rpsins.com/programs/signature-programs/workers-compensation/abc-michigan-self-insured-workers-compensation-fund/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

California Private Schools Workers’ Compensation

The Signature Insurance Program for CAPS-SIG
RPS Signature Programs California Private Schools Workers’ Compensation Self-Insurance Group, Inc. (CAPS-SIG) is an alternative to traditional workers’ compensation insurance. With the unique workers’ compensation needs of schools, RPS Signature Programs develops customized safety programs, controls the claims process, and reduces costs, and handles the day-to-day management of the program.
 
CAPS-SIG, Inc. succeeds because the covered employers have a long-term interest in preventing and controlling injuries. Each member plays two roles: a participant in the plan and a participant in the plan’s governance. Members make contributions, which fund losses and program expenses. After claims are closed and expenses paid, the surplus funds– including investment income–are returned to the members

Coverages

  • Workers’ Compensation (California) 

Target 

  • California based Private Schools and Universities 

Limits

  • Statutory 

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
L.J._Battagliese@rpsins.com

URL: https://rpsins.com/programs/signature-programs/workers-compensation/caps-sig/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

GuardianComp, Inc.

Custom Workers’ Compensation Programs for Every One-Of-A-Kind Risk
RPS Signature Programs GuardianComp, Inc. is an alternative to traditional Workers Compensation insurance for non-profit nursing and continuing care retirement communities in the state of California. With the unique Workers Compensation needs of the nursing and continuing care industry in mind, RPS Signature Programs develops customized safety programs, controls the claims process, reduces costs and handles the day-to-day management of the program.

GuardianComp, Inc. succeeds because the covered employers have a long-term interest in preventing and controlling injuries. Each member plays two roles: a participant in the plan and a participant in the plan’s governance. Members make contributions, which fund losses and program expenses. After claims are closed and expenses paid, the surplus funds–including investment income–are returned to the members.

Coverages 

  • Workers’ Compensation (California)

Target 

  • Non Profit Nursing Homes and Continuing Care Facilities 

Limits

  • Statutory 

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
L.J._Battagliese@rpsins.com

URL: https://rpsins.com/programs/signature-programs/workers-compensation/guardiancomp-inc/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Michigan Cleaning Fund

The Signature Insurance Program for Workers’ Compensation
The RPS Signature Programs’ Michigan Cleaning Fund was established in 1981 and has an excellent track record of premium returns averaging 50% to its members. The Fund is endorsed by Michigan Institute of Laundering and Dry Cleaning and Midwest Carwash Association.

Coverages
Workers’ compensation for employers domiciled in Michigan with additional coverage available through the Fund’s excess carrier when out of state coverage is needed.

Limits
Up to $2,000,000 employers’ liability coverage available.

Target

  • Dry cleaning
  • Industrial laundries
  • Carpet cleaners
  • Carwashes
  • Commercial janitorial operations

For more information or to request a quote click here.

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Sharon_Novasel@rpsins.com

URL: https://rpsins.com/programs/signature-programs/workers-compensation/michigan-cleaning-fund/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Michigan Clubs Fund

Your Specialty, is Our Signature
The RPS Signature Programs’ Michigan Clubs Self Insurance Fund was founded in 1981 and returns over 50% of a member’s premium. The MI Clubs Fund is endorsed by Michigan Golf Course Association.

Coverages
Workers’ compensation for employers domiciled in Michigan with additional coverage available through the Fund’s excess carrier when out of state coverage is needed.

Limits
Up to $2,000,000 employers’ liability coverage available.

Target

  • Country Clubs
  • Golf courses (public and private)
  • Athletic clubs
  • Yacht clubs
  • Hunt clubs
  • Ski clubs
  • Riding clubs

For more information or to request a quote click here

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Sharon_Novasel@rpsins.com

URL: https://rpsins.com/programs/signature-programs/workers-compensation/michigan-clubs-fund/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Michigan Food Processing & Distribution Fund

Your Specialty, is Our Signature
The RPS Signature Programs’ Michigan Food Processor & Distribution Fund was established in 2007.  This program has an average premium return of 46% to its members. 

Coverages
Workers’ compensation for employers domiciled in Michigan with additional coverage available through the Fund’s excess carrier when out of state coverage is needed.

Limits
Up to $2,000,000 employers’ liability coverage available.

Target

  • Food processing
  • Food wholesale
  • Milk haulers
  • Food distribution -including pet food

Participants shall be engaged in food processing, food wholesale and food distribution. Specifically those employers that convert raw food products into consumable items such as bottlers, canners, brewers, homogenizers, and pet food processors. Also eligible are businesses engaged in food warehousing, food wholesale distribution, food related supplies, milk haulers and the packaging of food products.

For more information or to request a quote click here

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Sharon_Novasel@rpsins.com

URL: https://rpsins.com/programs/signature-programs/workers-compensation/michigan-food-processing-distribution-fund/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Michigan Grocers Fund

The Signature Insurance Program for Workers’ Compensation
The RPS Signature Programs’ Michigan Grocers Fund was established in January 2014. The Fund have received an average premium return of 41%. The Fund is endorsed by the Michigan Retailers Association. 

Coverages
Workers’ compensation for employers domiciled in Michigan with additional coverage available through the Fund’s excess carrier when out of state coverage is needed.

Limits
Up to $2,000,000 employers’ liability coverage available.

Target
Supermarket and/or grocery store whose volume of sales is primarily engaged in selling a general line of food and beverages  such as canned and frozen foods, dairy products, a variety of beverages including alcohol, fresh fruits and vegetables, fresh and prepared meats, fish, and poultry.

For more information or to request a quote click here

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Sharon_Novasel@rpsins.com

URL: https://rpsins.com/programs/signature-programs/workers-compensation/michigan-grocers-fund/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Michigan Horticulture Industries Fund

Your Specialty, is Our Signature
The RPS Signature Programs’ Michigan Horticulture Industries Fund has been endorsed by the Great Lakes Floral Association and the Michigan Nursery & Landscape Association since 1995. This program has an average 46% return.  

Coverages
Workers’ compensation for employers domiciled in Michigan with additional coverage available through the Fund’s excess carrier when out of state coverage is needed.

Limits
Up to $2,000,000 employers’ liability coverage available.

Target

  • Florists
  • Landscapers
  • Nurseries
  • Greenhouses
  • Sod farms
  • Garden centers
  • Wholesale suppliers

For more information or to request a quote click here

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Sharon_Novasel@rpsins.com

URL: https://rpsins.com/programs/signature-programs/workers-compensation/michigan-horticulture-industries-fund/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Michigan Restaurant & Lodging Fund

Custom Workers’ Compensation Programs for Every One-Of-A-Kind Risk
The RPS Signature Programs’ Michigan Restaurant & Lodging Fund has served the hospitality industry since 1992 and is endorsed by the Michigan Restaurant and Lodging Association. The Michigan Restaurant & Lodging Fund has returned an average of 48% of a member’s premium.

Coverages
Workers’ compensation for employers domiciled in Michigan with additional coverage available through the Fund’s excess carrier when out of state coverage is needed.

Limits
Up to $2,000,000 employers’ liability coverage available.

Target

  • All restaurants with sit down table service; 
    • Fast food
    • Family style
    • Fine dining
    • Bar & grill
    • Delis
    • Coffee shops
    • Banquet facilities
  • All hotels, motels, inns, resorts including seasonal and non-franchised

For more information or to request a quote click here

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Sharon_Novasel@rpsins.com

URL: https://rpsins.com/programs/signature-programs/workers-compensation/michigan-restaurant-lodging-fund/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

Quality Comp, Inc.

The Signature Insurance Program for Workers’ Compensation
RPS Signature Programs Quality Comp, Inc. is an alternative to traditional Workers’ Compensation insurance for not-for-profit social services organizations in the state of California. Serving many of the state’s largest not-for-profit social service institutions, RPS Signature Programs understands the unique Workers’ Compensation needs of the not-for-profit social services industry and develops customized safety programs, controls the claims process, reduces costs and handles the day-to-day management of the program.

Quality Comp, Inc. succeeds because the covered employers have a long-term interest in preventing and controlling injuries. Each member plays two roles: a participant in the plan and a participant in the plan’s governance. Members make contributions, which fund losses and program expenses. After claims are closed and expenses paid, the surplus funds–including investment income–are returned to the members.

Coverages

  • Workers’ Compensation (California) 

Target 

  • California Non Profit Social Service Agencies

Limits

  • Statutory 

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
L.J._Battagliese@rpsins.com

URL: https://rpsins.com/programs/signature-programs/workers-compensation/quality-comp-inc/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs

General Business

Custom General Business Programs for Every One-Of-A-Kind Risk
RPS Signature Programs offers a general business closed program that started in 2008. We have $25,000,000 in written premium with 6 agency appointments. AM Best rated A 15 carrier.  

We have a very limited distribution; select few agencies who will have an “exclusive appointment” in their territory. In return for exclusive appointment; we expect to have a close working relationship with each agency; a real partnership that is willing to work closely with us.  We are a true generalist, in the sense we will write multiple different classes of business, from all types of commercial contractors, manufacturers, hotels, restaurants, distributors, ect. 

Coverages 

  • Auto
  • General Liability
  • Property (Non-CAT areas)
  • Inland Marine

Target
$25,000 min premiums 

Limits
$1,000,000 OCC & $2,000,000 Agg

Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Contact
Christopher_Robinson@rpsins.com

URL: https://rpsins.com/programs/signature-programs/general-business/general-business/?utm_source=referral_websites&utm_medium=targetprograms&utm_campaign=signature_programs