Program Administrators - RPS Signature Programs
RPS Signature Programs
Company Description
RPS Signature Programs manages a variety of specialized programs on behalf of highly rated carriers, offering proprietary insurance solutions in niche markets. Headquartered in Rolling Meadows, Illinois, RPS Signature Programs is a division of Risk Placement Services, one of the nation’s largest specialty insurance product distributors.
When you're looking for specialized coverage for your clients, RPS Signature Programs are your go-to underwriting resource. Unique risks? New niches? Never been done before? That’s our specialty. We help provide your clients with specialized coverage from trusted carriers, so you can move on with confidence.
We work with top-rated carriers to design custom coverage for unique businesses. That’s what makes us the premiere program administrator, bringing years of niche expertise and passion that cannot be found anywhere else.
Our focus means we offer exclusive programs, complete coverage options, and knowledgeable staff to guide you. Your specialty is our Signature.
Visit www.RPSins.com/SignaturePrograms for more information.
Programs & Coverages
All Lines Aggregate
Custom Public Entity Programs for Every One-Of-A-Kind Risk
RPS Signature Programs is uniquely positioned to help Public Entities effectively manage today’s cost of risk and unlock significant long-term savings. We accomplish this with our innovative All Lines Aggregate program that blends risk retention, risk transfer, and customized claims management within one framework.
Our experience in providing municipalities, schools, states, and others with exclusive package facilities with A-rated or better carriers spans more than 40 years. We understand the unique risks Public Entities face – from terrorist threats to civil rights exposures; to employment practices and data breaches; to budget limitations; and the scrutiny of public officials, educators, and executives in a variety of complicated and frequently highly charged situations. We provide the broad coverage, underwriting expertise, and risk management resources needed to address these exposures.
RPS Signature Programs’ in-house underwriting capability will provide you with quick turnaround – critical in writing new accounts and client retention. We also provide an extensive list of pre-approved third-party administrators (TPAs) to facilitate the control and management of claims for your insureds. Each TPA’s flexible, cost-effective products are tailored to satisfy specific client needs. Their prompt, responsive services are aimed at achieving early claims resolution while maximizing savings on expenses and loss payout.
**And**
Excellent market relationships allow the RPS Signature Programs team to respond with competitive products for towns, villages, boroughs, counties, housing authorities, special districts, utility authorities, public K-12, and colleges/universities.
Coverages
- All Lines Aggregate package limits available up to $10,000,000
- Clash coverage for multi-line losses
- All lines loss fund including Workers’ Compensation
- Client control of the claims process
- Coverage provided as Insurance or Reinsurance to the client’s policy
- Sexual Abuse and Sexual Harassment
Target
Larger public entities that have a self-insured retention of greater than $50,000 or entities that are seeking to go self-insured.
Limits
- Limits for all casualty lines are available for up to $10,000,000.
- Higher casualty limits are available from our excess carrier partners.
- Limits to $1,000,000 with options for excess property.
- Self-insured workers compensation buffer limits available for up to $250,000 with additional options for statutory excess WC coverage.
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. RPS Signature Programs brings proven expertise to the Public Entity sector, providing a large variety of placements including Primary, and Excess Liability for accounts of all sizes, whether a first-dollar program or innovative alternative risk placement.
Contact
bob_lombard@rpsins.comFirst-Dollar Public Entity (under 75,000 population)
The Signature Insurance Program for Public Entity
This new program expands upon our existing carrier relationships to now offer a first dollar, low deductible insurance product for public entities, water districts and special districts.
The packaged insurance program includes specialized coverages such as general liability, auto liability, physical damage, crime and excess liability, property, law enforcement, public officials and employment practices liability; that can be supplemented by active shooter liability, special events, and cyber liability.
Coverages
- Property
- General liability
- Public officials and management liability
- Inland marine
- Law enforcement liability
- Crime
- Auto liability and physical damage
- Excess liability
Key Coverage Features
- Pay on behalf
- Duty to defend
- Defense costs outside limit
- Broad named insured
- Failure to supply (except gas and electric)
- EPLI
- Drone liability
Target
Smaller municipalities with populations of less than 75,000. Special districts and water, sewer and sanitation districts.
Limits
- Property - $50,000,000 any one location
- Equipment Breakdown - $100,000,000 per location
- Auto Liability - $1,000,000
- General Liability - $1,000,000/$3,000,000
- Public Officials Liability - $1,000,000/$3,000,000
- Crime - $500,000
- Excess - $4,000,000/$4,000,000 (higher limits available outside of the program)
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. Excellent market relationships allow the RPS Signature Programs team to respond with competitive products for towns, villages, boroughs, special districts, and utility authorities.
Contact
Bob_Lombard@rpsins.comLarge Public Entity (above 75,000 population)
Your Specialty, is Our Signature
RPS Signature Programs’ experience in providing municipalities, schools, states, and others with exclusive package facilities with A-rated or better carriers spans more than 40 years. We understand the unique risks Public Entities face – from terrorist threats to civil rights exposures; to employment practices and data breaches; to budget limitations; and the scrutiny of public officials, educators, and executives in a variety of complicated and frequently highly charged situations. We provide the broad coverage, underwriting expertise, and risk management resources needed to address these exposures.
RPS Signature Programs’ in-house underwriting capability will provide you with quick turnaround – critical in writing new accounts and client retention.
RPS Signature Programs brings proven expertise to the Public Entity sector, providing a large variety of placements including Primary, and Excess Liability for accounts of all sizes, whether a first-dollar program or innovative alternative risk placement.
Excellent market relationships allow the RPS Signature Programs team to respond with competitive products for towns, villages, boroughs, special districts, and utility authorities.
Coverages
- Property
- General liability
- Auto liability
- Physical damage
- Public officials liability
- Law enforcement liability
- Excess liability
- Excess workers’ compensation
Target
Larger municipalities with populations of over 75,000.
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. RPS Signature Programs brings proven expertise to the Public Entity sector, providing a large variety of placements including Primary, and Excess Liability for accounts of all sizes, whether a first-dollar program or innovative alternative risk placement.
Contact
Bob_Lombard@rpsins.comInland Marine Hypermarket
The Signature Insurance Program for Inland Marine
As Inland Marine insurance specialists, Signature Programs’ Inland Marine “Hypermarket” helps you meet the unique challenges of your insured’s Inland Marine risks. From basic risks to the most demanding, our Inland Marine underwriting team is ready to help.
- Nationwide
- Underwriting authority
- Decades of experience
- Stable of Inland Marine specialized insurers
- Focused dedication to market
- Ability to underwrite difficult, high volume Inland Marine exposures
We can write most any Inland Marine risk, but below are some of the more typical Inland Marine coverages that we handle and specialize in.
Target
Energy
- Oil and gas equipment
- Wind farms
Property
- Warehouses
- Broadcasting property and equipment
- Electronic equipment
- Machine shops
Contractor’s Equipment
- Rental equipment dealers
- Scaffolding
- Crane
- Logging & Forestry Equipment
- Builder’s risk
- Any equipment-driven risk
- Building material dealers
- General contractors
Other
- Stamp and coin dealers
- Fine art
- Courier and small package delivery
- Railroad rolling stock
- Warehouseman’s Legal Liability
- Wind coverage available in southeast United States
Coverages
- Inland Marine
- Property
- Additional coverages available based on category
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. Signature Programs comprehensive Inland Marine insurance program can cover almost ANY risk. Please contact Rikki_Concannon@rpsins.com to discuss your Inland Marine needs.
Contact
Rikki_Concanno@rpsins.comRental Equipment
Custom Rental Equipment Programs for Every One-Of-A-Kind Risk
With a 30-year focus on Rental Equipment Insurance, we thoroughly understand the nuances of your client’s business. Since we speak their language: Aerial reach, inflatable’s, construction equipment, boom lifts, scissor lifts, tents, etc. - we can tie that knowledge to insurance coverage that provides real solutions for their business.
Rental Equipment Dealers Program Highlights
- Serving contractor
- Homeowner
- Tool
- Tent, party and general rental companies
The Signature Programs Rental Equipment and Party Goods facility has hundreds of insureds across the nation.
Coverages
Unique coverage options that truly meet your client’s needs. Uncommon insights concerning liability issues that impact your client’s bottom line. Unparalleled service from a dedicated staff who have years of experience working with businesses like your client’s. That’s what you get from the professional rental equipment & party goods team at Signature Programs.
- Admitted A.M. Best Rated Carriers
- Directly Billed by Carrier with Flexible Installment Schedules
- Nationwide Coverage in All 50 States
- Coverage Forms with Industry Specific Enhancements
- Lines of Coverage Offered:
- General Liability
- Automobile
- Workers’ Compensation
- Excess Liability
- Property & Inland Marine / Contractors’ Equipment
- Anything out of scope may receive underwriting consideration with specific details on the exposures and appropriate risk control measures
Subject to actual written proposal. Other optional coverages available.
Target
Rental operations focused on rentals to homeowner/small contractors.
Equipment Covered Includes:
- Hand/Power Tools
- Outdoor Power Equipment
- Lighter Construction Equipment
- Recreational / Party Equipment
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
Rikki_Concannon@rpsins.comCrane & Rigging
The Signature Insurance Program for Crane & Rigging
RPS Signature Programs Multi-Line crane program can serve crane rental companies nationwide, with or without operators.
- Hundreds of insureds nationwide
- Designed specifically for the crane industry and its complex coverage needs
- Exclusively packaged program provided through an A.M. Best ‘A- Excellent’ rated carrier
- Based on more than 30 years of experience within the crane industry
- Eliminates any claims confusion due to multiple insurance carriers
Our crane-specific insurance offering takes a streamlined, Multi-Line approach and includes:
- General Liability
- Rigger’s Liability
- Excess
- Workers’ Comp
- Auto
- Inland Marine
- Crime
Coverages
Specialized coverage options that truly meet your client’s needs. Uncommon insights concerning liability issues that impact your client’s bottom line. Unparalleled service from a dedicated staff who have years of experience working with businesses like your client’s. That’s what you get from the professional crane team at RPS Signature Programs.
General Liability
- $2,000,000 general aggregate
- $1,000,000 per occurrence
- $2,000,000 products and completed operations
- $1,000,000 personal and advertising
- 2mm/4mm/4mm limits available
- Occurrence form
- Various deductible options
- Riggers Liability including Loss of Use
- Over-the-road liability coverage for mobile equipment
- Employee Benefits of $1,000,000
- Proprietary CGL form
Property and Equipment
- “Manuscript” coverage tailored to cover equipment rented to third parties
- Replacement cost valuation for equipment under 10 years old
- Riggers coverage available with optimal consequential loss coverage
- Specialty coverage including: Boom overload, Loss of income and extra expense, Loss of rents, Equipment in your care, custody and control, and Attachments coverage
- Flood and earthquake available in most states
Auto Liability and Physical Damage
- Employees as Insureds
- Hired Car Physical Damage
- Blanket Additional Insured
- Expanded towing coverage and expanded transportation expenses
- Rental Reimbursement
- Personal Effects
- Accident Airbag Deployment
- New vehicle replacement cost
- Preferential pricing for qualified accounts
- Fleet and loss experience discounts
Workers’ Compensation/Employer’s Liability
- Ability to issue certificates of insurance online anytime
- Superior claims handling service
- Blanket waiver of subrogation available
Excess/Umbrella Liability
- $1,000,000 to $5,000,000 coverage limits with higher limits available
Target
- Crane Rental with Operator
- Bare Crane Rental
- Rigging Millwright
- Specialized Transportation
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
Rikki_Concannon@rpsins.comScaffolding & Access
The Signature Insurance Program for Scaffolding & Access
As experienced underwriting managers for the scaffold industry nationwide, we thoroughly understand the nuances of your client’s business and can speak their language. We have tied that knowledge to a Multi-Line insurance program that provides real solutions for their business.
- Hundreds of insureds nationwide
- Designed specifically for the scaffold & construction access industry and its complex coverage needs
- Exclusively packaged program provided through an A.M. Best ‘A- Excellent’ rated carrier
- Based on more than 30 years of experience within the scaffold & construction access industry
- Eliminates any claims confusion due to multiple insurance carriers
Our scaffold-specific insurance offering takes a simple, multi-line approach, and includes:
- General Liability
- Workers’ Comp
- Property
- Excess
- Auto
- Inland Marine
- Crime
Coverages
Industry-specific coverage options that truly meet your client’s needs. Uncommon insights concerning liability issues that impact your client’s bottom line. Unparalleled service from a dedicated staff who have years of experience working with businesses like your client’s. That’s what you get from the professional scaffold team at RPS Signature Programs.
General Liability
- $2,000,000 general aggregate
- $1,000,000 per occurrence
- $2,000,000 products and completed operations
- $1,000,000 personal and advertising
- 2mm/4mm/4mm limits available
- Occurrence form
- Defense outside limits
- Blanket waiver of subrogation available
- Primary and noncontributory available
- Various deductible options
- Per project aggregate available
Property and Equipment
- “Manuscript” coverage tailored to cover equipment rented to third parties
- Blanket values vs. specific limits by location and type of property
- Replacement cost valuation
- Agreed amount endorsement (no coinsurance penalty)
- Specialty coverage including loss of income and extra expense, job site, in-transit and unnamed locations, equipment in your care, custody and control
- Flood and earthquake available in most states
Auto Liability and Physical Damage
- Preferential pricing for qualified accounts
- Fleet and loss experience discounts
Workers’ Compensation/Employer’s Liability
- Available in most states
- Dividend plans available in some states
Excess/Umbrella Liability
- $1,000,000 – $5,000,000 coverage limits with higher limits available
*Subject to actual written proposal. Other optional coverages available.
Target
- Scaffolding & Construction Access industry contractors who utilize Supported Scaffold
- Construction Hoists
- Construction Elevators
- Mast Climbers
- Swing Staging
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
Rikki_Concannon@rpsins.comAmateur Sports
The Signature Insurance Program for Amateur Sports Organizations and Facilities
RPS Signature Programs’ amateur sports insurance specialists are proven leaders in insuring sports and athletic organizations, amateur sports teams & leagues, parks & recreation departments, youth & adult activities, sports camps & clinics, national & statewide sports associations. RPS Signature Programs amateur sports products are comprehensive and customizable, offering specialized coverage.
Coverages
- General Liability including Participant Legal Liability
- Abuse/Molestation Liability
- Blanket Additional Insured
- Hired and Non-Owned Auto
- Excess Liability
- Directors & Officers (D&O) / Employment Practices Liability Insurance (EPLI)
- Crime
- Property
- Equipment Insurance
- Sports Accident
Target
- Amateur sports (non-scholastic) organizations
- Leagues and Teams
- Sports facilities
- Sports camps
- Tournaments and Events
- Booster clubs
- Coaches and Sports officials associations
- Indoor sports facilities
- Recreation departments and more
Limits
- GL: $1,000,000 Occurrence/$3,000,000 Aggregate
- Abuse/Molestation: $1,000,0000 Separate Limit
- Accident: Up to $250,000 Per Injury
- D&O/EPLI: Up to $2,000,000
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
Will_Krouslis@rpsins.comGolf & Country Club
Your Specialty is Our Signature, Golf & Country Club
RPS Signature Programs’ nationwide Club Program protects private golf & country clubs, semi-private and daily fee courses, private tennis clubs, golf management companies, homeowners’ associations in gated, year-round communities, city clubs, dining clubs, and golf associations on the national, regional and state levels.
RPS Signature Programs has over 35 years of underwriting experience in this market segment, with the knowledge and expertise to offer comprehensive coverage specifically designed for the unique exposures associated with the Golf and Club industry. In addition to underwriting, RPS Signature Programs also services, markets, facilitates claims and provides risk management services.
RPS Signature Programs is a Program Administrator that underwrites and markets specialty insurance products on a nationwide basis. This program is underwritten through carriers all rated "A" Excellent by AM Best Co.
We accept business for these exclusive programs through any independent insurance broker or agent. Our knowledge and expertise allow us to offer comprehensive coverage that is specifically designed to address the unique exposures associated within the Golf and Club industry.
Coverages
- Accident & Health
- Auto
- Casualty
- Crime
- Directors & Officers (not-for-profit/for profit)
- Earthquake & Flood
- Employee Benefits Liability
- Employment Practices Liability
- Fiduciary Liability
- Inland Marine
- Liquor Liability
- Pesticide/Herbicide Applicators Liability
- Pollution Liability for above ground tanks
- Limited Pollution Liability (including off-site clean-up)
- Property
- Umbrella
- Workers’ Compensation
Target
- Private Golf & Country Clubs
- Semi-Private Clubs
- Golf Course Management Companies
- Golf Communities and HOAs
- National, State and Local Golf Associations
- Private Tennis Clubs
- City Clubs
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
Peter_Small@rpsins.comHealth & Fitness
Your Specialty is Our Signature
We provide a comprehensive menu of insurance plans designed for health & fitness clubs, tennis and racquet clubs, sports facilities, sports complexes, and training centers, which can also extend to daycare and restaurant operations included within your facility. The program is written through Admitted “A” rated carriers, or better, and can provide coverage on all lines of business necessary.
Coverages
Property
- Building and personal property coverage (blanket basis available)
- Coverage for fences, outdoor signs (attached or separate), tennis courts, etc
- Personal effects and property of others
- Systems Breakdown coverage
Liability
- Rated on a ‘active member’ basis
- Non-auditable
- Professional Liability is extended to cover the certified professionals such as fitness and aerobics instructors, tennis instructors, etc
- Liquor Liability
- Sexual abuse and molestation coverage
Crime
- Money and securities inside/outside the premises
- Depositor forgery
- Employee dishonesty
Business Income
- Business income and extra expense coverage
- Actual loss sustained coverage is available
- No waiting period or deductible (available on request)
Workers’ Compensation
- Available in all states
- Competitive rates and credits available on well-performing risks
- Extensive loss control tools are available
Target
- Health & fitness clubs
- Tennis and Racquet clubs
- Sports facilities
- Sports complexes
- Training centers, which can also extend to daycare and restaurant operations included within your facility.
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. For more information regarding this program, please click here. Quote turnaround times vary however, we can accommodate short timeframes if needed.
Resident Camps & Day Camps
The Signature Insurance Program for Resident Camps & Day Camps
RPS Signature Programs has a long history specializing in Camp, Conference, and Retreat Center Insurance. We understand their unique insurance and risk management needs as well as the insurance issues of all kinds of experiential education and adventure travel programs.
Our camp program leader has over 35 years of experience working with camps nationally and internationally - managing risk, finding, and creating cost-effective insurance solutions. Our customers benefit from our staff experience as brokers, underwriters, and underwriting managers. We are market makers and problem solvers; just the kind of resources your organization needs.
We work with private, non-profit, and religiously affiliated camps across the country. Customers of RPS Signature Program’s Camp Insurance Program benefit from our decades of experience, our relationships with insurers, and the skill and knowledge of our staff. We invite you to contact us today to learn more about how our expertise can benefit your business.
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. RPS Signature Programs is a program division of Risk Placement Services, Inc., the largest managing general agency in the U.S. As a result RPS Signature Programs has valuable, extensive, working relationships with many of the top specialty companies in the insurance industry. We have certain insurance products which are exclusively ours.
Contact
Peter_Small@rpsins.comUSA Softball
The Signature Insurance Program for USA Softball
RPS Signature Programs is the insurer of USA Softball, the national governing body of softball, for over 55 years.
USA Softball offers recreational, league, tournament and National Championship play. They have become one of the nation’s largest and fastest growing sports organizations and sanctions competition in every state through a network of state and metro associations.
RPS Signature Programs gives softball teams, players, coaches, umpires, camps, clinics and tournaments the comprehensive softball insurance they need.
To learn more click here.
Coverages
General Liability Coverage For USA Softball Events
The USA Softball Tournament/Clinic Liability Insurance Plan provides protection for lawsuits and court judgments that may result from bodily injury and property damage claims arising out of your USA Softball Sanctioned Tournament or Clinic operations.
Underwritten by Markel Insurance Company, Rated A by A.M. Bests rating service.
Policy Limits
- Liability per occurrence $2,000,000
- Aggregate per location $5,000,000
- Personal Injury / Advertising Injury $2,000,000
- Products / Completed Operations $2,000,000
- Sexual Abuse Liability per occurrence $2,000,000
- Sexual Abuse Liability aggregate $2,000,000
- Damage to Premises Rented $1,000,000
- Med Pay to Others (non-participants) $10,000
The policy includes Participants Liability, which is one of the most important aspects of Liability coverage for sports organizations.
Who is Covered Under This Policy?
- Tournament or clinic organizers
- Tournament or clinic officials
- Participating teams or players
- Individual team members
- Field owners (as additional insureds, if requested)
- Tournament or clinic sponsors
Accident Medical Coverage For USA Softball Event Participants
Under the USA Softball Tournament/Clinic Accident Insurance Plan, coverage extends to covered injuries incurred by Tournament participants while practicing or playing in Tournament games. For Clinics, coverage applies to participants while taking part in clinic activities at the designated clinic site. There is no coverage for travel or off-premises activities under this plan.
Policy Limits
- Accident Medical $250,000 per claim
- Accidental Death $5,000
- Accidental Dismemberment $10,000 principal sum
- Chiropractic & Physical Therapy $2,500 ($100 per visit)
- Durable Medical Equipment $1,000
- Deductible per claim $500 for Youth / $500 for Adults
90/10 % Coinsurance
52 week benefit period
This policy is written on an Excess basis, which means that the policy is secondary over any other valid and collectible insurance or healthcare plan that you may have. Thus, you need to submit your expenses to your own healthcare plan first, for this policy to consider your claim. If you have no other coverage in force, this policy will pay your claim as primary, subject to the deductible and other policy terms.
The policy only covers medical and dental expenses, which are incurred during the Benefit Period – within 52 weeks of the date of injury.
Tournament & Clinic Insurance Information
- Tournaments and clinics must be USA Softball approved or USA Softball sanctioned by your local USA Softball Commissioner to be eligible for this insurance program
- The enrollment form must be signed by a USA Softball Commissioner in order to bind coverage
- Coverage goes into effect as of the date the Tournament or Clinic starts, provided that the enrollment form and full premium are received by RPS Signature Programs prior to the start date
- You can purchase the Liability and Accident Insurance either separately or as a package
- Coverage automatically extends to make-up dates caused by weather, but no refunds are allowed for this program
- Apply by mail by completing the Enrollment Form and mailing along with a check to RPS Bollinger. Enrollment Form can be found here.
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
Margaret_Schubkegel@rpsins.comPodiatryChoice
The Signature Insurance Program for Podiatry
RPS Signature Programs PodiatryChoice medical professional liability program is designed to meet the Professional Liability insurance needs of the modern podiatric private practice with enhanced claims made coverage, tailored pricing reflecting your actual practice, quality risk management services and outstanding claims handling. All of this backed by expert personalized service from those who understand podiatrists' insurance needs.
Coverages
The PodiatryChoice policy provides comprehensive claims-made professional liability coverage, tailored specifically for podiatric practices. Features and benefits include the following. Some features are not available in all states.
- Full prior acts
- Consent to settle
- Personal and advertising injury
- Defense costs are outside the limits of liability
- Peer review, disciplinary hearing or other regulatory actions defense coverage
- High limits, no deductibles
- First aid coverage
- Free tail in the event of death, disability or retirement
Target
- Individual
- Groups
- New grads
Available in 42 states (not available in AL, AK, HI, LA, RI, SC, VT, WA)
Limits
- Limits available up to $1,000,000/$3,000,000 (in most states)
- Defense costs outside limits
- Administrative hearings legal expenses up to $25,000 aggregate limit
- Billing E&O up to $50,000 aggregate limit
- Sexual misconduct legal defense coverage $100,000 aggregate limit
- Data Breach up to $50,000 aggregate
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
Karen_Babin@rpsins.comABC – Michigan Self-Insured Workers’ Compensation Fund
Custom Workers’ Compensation Programs for Every One-Of-A-Kind Risk
The Self-Insured Workers’ Compensation Fund for the Associated Builders and Contractors of Michigan. Associated Builders and Contractors Fund been committed to insuring Michigan contractors and suppliers to contractors since 1995. The Fund offers a 46% premium return to its members. The ABC Fund is endorsed by the Associated Builders and Contractors of Michigan.
Coverages
Workers’ compensation for employers domiciled in Michigan with additional coverage available through the Fund’s excess carrier when out of state coverage is needed.
Limits
Up to $2,000,000 employers’ liability coverage available.
Target
Wide range of construction classes and suppliers to the construction industry.
Click here to request a quote or for more information.
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
California Private Schools Workers’ Compensation
The Signature Insurance Program for CAPS-SIG
RPS Signature Programs California Private Schools Workers’ Compensation Self-Insurance Group, Inc. (CAPS-SIG) is an alternative to traditional workers’ compensation insurance. With the unique workers’ compensation needs of schools, RPS Signature Programs develops customized safety programs, controls the claims process, and reduces costs, and handles the day-to-day management of the program.
CAPS-SIG, Inc. succeeds because the covered employers have a long-term interest in preventing and controlling injuries. Each member plays two roles: a participant in the plan and a participant in the plan’s governance. Members make contributions, which fund losses and program expenses. After claims are closed and expenses paid, the surplus funds– including investment income–are returned to the members
Coverages
- Workers’ Compensation (California)
Target
- California based Private Schools and Universities
Limits
- Statutory
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
L.J._Battagliese@rpsins.comGuardianComp, Inc.
Custom Workers’ Compensation Programs for Every One-Of-A-Kind Risk
RPS Signature Programs GuardianComp, Inc. is an alternative to traditional Workers Compensation insurance for non-profit nursing and continuing care retirement communities in the state of California. With the unique Workers Compensation needs of the nursing and continuing care industry in mind, RPS Signature Programs develops customized safety programs, controls the claims process, reduces costs and handles the day-to-day management of the program.
GuardianComp, Inc. succeeds because the covered employers have a long-term interest in preventing and controlling injuries. Each member plays two roles: a participant in the plan and a participant in the plan’s governance. Members make contributions, which fund losses and program expenses. After claims are closed and expenses paid, the surplus funds–including investment income–are returned to the members.
Coverages
- Workers’ Compensation (California)
Target
- Non Profit Nursing Homes and Continuing Care Facilities
Limits
- Statutory
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
L.J._Battagliese@rpsins.comMichigan Cleaning Fund
The Signature Insurance Program for Workers’ Compensation
The RPS Signature Programs’ Michigan Cleaning Fund was established in 1981 and has an excellent track record of premium returns averaging 50% to its members. The Fund is endorsed by Michigan Institute of Laundering and Dry Cleaning and Midwest Carwash Association.
Coverages
Workers’ compensation for employers domiciled in Michigan with additional coverage available through the Fund’s excess carrier when out of state coverage is needed.
Limits
Up to $2,000,000 employers’ liability coverage available.
Target
- Dry cleaning
- Industrial laundries
- Carpet cleaners
- Carwashes
- Commercial janitorial operations
For more information or to request a quote click here.
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
Sharon_Novasel@rpsins.comMichigan Clubs Fund
Your Specialty, is Our Signature
The RPS Signature Programs’ Michigan Clubs Self Insurance Fund was founded in 1981 and returns over 50% of a member’s premium. The MI Clubs Fund is endorsed by Michigan Golf Course Association.
Coverages
Workers’ compensation for employers domiciled in Michigan with additional coverage available through the Fund’s excess carrier when out of state coverage is needed.
Limits
Up to $2,000,000 employers’ liability coverage available.
Target
- Country Clubs
- Golf courses (public and private)
- Athletic clubs
- Yacht clubs
- Hunt clubs
- Ski clubs
- Riding clubs
For more information or to request a quote click here.
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
Sharon_Novasel@rpsins.comMichigan Food Processing & Distribution Fund
Your Specialty, is Our Signature
The RPS Signature Programs’ Michigan Food Processor & Distribution Fund was established in 2007. This program has an average premium return of 46% to its members.
Coverages
Workers’ compensation for employers domiciled in Michigan with additional coverage available through the Fund’s excess carrier when out of state coverage is needed.
Limits
Up to $2,000,000 employers’ liability coverage available.
Target
- Food processing
- Food wholesale
- Milk haulers
- Food distribution -including pet food
Participants shall be engaged in food processing, food wholesale and food distribution. Specifically those employers that convert raw food products into consumable items such as bottlers, canners, brewers, homogenizers, and pet food processors. Also eligible are businesses engaged in food warehousing, food wholesale distribution, food related supplies, milk haulers and the packaging of food products.
For more information or to request a quote click here.
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
Sharon_Novasel@rpsins.comMichigan Grocers Fund
The Signature Insurance Program for Workers’ Compensation
The RPS Signature Programs’ Michigan Grocers Fund was established in January 2014. The Fund have received an average premium return of 41%. The Fund is endorsed by the Michigan Retailers Association.
Coverages
Workers’ compensation for employers domiciled in Michigan with additional coverage available through the Fund’s excess carrier when out of state coverage is needed.
Limits
Up to $2,000,000 employers’ liability coverage available.
Target
Supermarket and/or grocery store whose volume of sales is primarily engaged in selling a general line of food and beverages such as canned and frozen foods, dairy products, a variety of beverages including alcohol, fresh fruits and vegetables, fresh and prepared meats, fish, and poultry.
For more information or to request a quote click here.
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
Sharon_Novasel@rpsins.comMichigan Horticulture Industries Fund
Your Specialty, is Our Signature
The RPS Signature Programs’ Michigan Horticulture Industries Fund has been endorsed by the Great Lakes Floral Association and the Michigan Nursery & Landscape Association since 1995. This program has an average 46% return.
Coverages
Workers’ compensation for employers domiciled in Michigan with additional coverage available through the Fund’s excess carrier when out of state coverage is needed.
Limits
Up to $2,000,000 employers’ liability coverage available.
Target
- Florists
- Landscapers
- Nurseries
- Greenhouses
- Sod farms
- Garden centers
- Wholesale suppliers
For more information or to request a quote click here.
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
Sharon_Novasel@rpsins.comMichigan Restaurant & Lodging Fund
Custom Workers’ Compensation Programs for Every One-Of-A-Kind Risk
The RPS Signature Programs’ Michigan Restaurant & Lodging Fund has served the hospitality industry since 1992 and is endorsed by the Michigan Restaurant and Lodging Association. The Michigan Restaurant & Lodging Fund has returned an average of 48% of a member’s premium.
Coverages
Workers’ compensation for employers domiciled in Michigan with additional coverage available through the Fund’s excess carrier when out of state coverage is needed.
Limits
Up to $2,000,000 employers’ liability coverage available.
Target
- All restaurants with sit down table service;
- Fast food
- Family style
- Fine dining
- Bar & grill
- Delis
- Coffee shops
- Banquet facilities
- All hotels, motels, inns, resorts including seasonal and non-franchised
For more information or to request a quote click here.
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
Contact
Sharon_Novasel@rpsins.comQuality Comp, Inc.
The Signature Insurance Program for Workers’ Compensation
RPS Signature Programs Quality Comp, Inc. is an alternative to traditional Workers’ Compensation insurance for not-for-profit social services organizations in the state of California. Serving many of the state’s largest not-for-profit social service institutions, RPS Signature Programs understands the unique Workers’ Compensation needs of the not-for-profit social services industry and develops customized safety programs, controls the claims process, reduces costs and handles the day-to-day management of the program.
Quality Comp, Inc. succeeds because the covered employers have a long-term interest in preventing and controlling injuries. Each member plays two roles: a participant in the plan and a participant in the plan’s governance. Members make contributions, which fund losses and program expenses. After claims are closed and expenses paid, the surplus funds–including investment income–are returned to the members.
Coverages
- Workers’ Compensation (California)
Target
- California Non Profit Social Service Agencies
Limits
- Statutory
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.