Program Administrators - Agribusiness Risk Underwriters
Agribusiness Risk Underwriters
Programs & Coverages:
Poultry Express, Poultry Plus
Company Description
Agribusiness Risk Underwriters (ARU) is a modern, technology-based specialty farm/ag underwriter. ARU was founded to harness fundamental scientific principles, granular weather metrics, progressive technology, and niche expertise to disrupt the legacy farm/ag marketplace. ARU’s chief mission is to provide a superior experience to policyholders, while maintaining a sustainable and profitable risk portfolio while writing historically-challenging classes of business. To accomplish this core deliverable, ARU builds and distributes 100% proprietary insurance products, invests heavily in loss prevention engineering and research, and focuses on collaborative broker and policyholder relationships, facilitating shared victories for all stakeholders. ARU only works with U.S.- domiciled insurers rated A.M. Best “A-” or better.
Programs & Coverages
Poultry Express
Target Classes
Integrated / Contract Poultry Confinement Farms: Breeders, Broilers, Pullets, Turkeys, Grandparent Stock
Poultry Houses of any age and most construction types
No minimum volume commitment
Coverages
Poultry Houses
Connected Breeder House Complexes are acceptable
Standby Generators
Litter Sheds
Misc Barns and Buildings
Below Ground Water Well Systems
Well Pumps
Loss of Income included
Generator Mechanical Breakdown included
Agreed Value included - No Coinsurance requirement
Limits
No specific limit on building value
No specific limit on location TIV
Location occurrence maximum cap of $3MM
Availability
AL, AR, DE, GA, FL, IN, IA, KY, LA, MD, MS, MO, NE, NC, OH, OK, PA, SC, TN, TX, VA, and WV
Ask about other states
Note: FL available for x-wind only
Carrier
Accelerant Specialty Insurance Company
“A-” rated by A.M Best
Domiciled in U.S. (Arkansas)
E&S
Submission Requirements
Contact Book a Call with Jessica quotes@poultry.express
https://poultry.express
Poultry Plus
Target Classes
Integrated / Contract Poultry Confinement Farms: Breeders, Broilers, Pullets, Turkeys, Grandparent Stock
“Preferred” Poultry Houses in above average condition
Poultry Houses must be built with specific construction methods and be properly-braced
Coverage for the entire farm on a specialty “farmowners-style” package policy
MINIMUM VOLUME COMMITMENT: $100,000
Coverages
Poultry Houses
Connected Breeder House Complexes are acceptable
Proprietary “Poultry Specialty” Coverage
Avian Influenza
Integrator-required Upgrades
Owner-Operator Temporary Labor Expense
Loss of Income Due to Flood or Integrator Inability to Deliver Feed
Contaminated Water Coverage
Flood and Earthquake Cleanup
Farm Dwellings
Tenant Dwellings
Mobile Homes
Standby Generators
Litter Sheds
Misc Barns and Buildings
Below Ground Water Well Systems
Well Pumps
Loss of Income
Equipment Breakdown included
Personal Liability
Farm Liability
Limited Pollution Liability
Farm Employer’s Liability
Limits
No specific limit on building value
No specific limit on location TIV
Availability
AL, AR, DE, GA, FL, IN, IA, KY, LA, MD, MS, MO, NE, NC, OH, OK, PA, SC, TN, TX, VA, and WV
Ask about other states
Note: FL available for x-wind only
Carrier
Accelerant Specialty Insurance Company
“A-” rated by A.M Best
Domiciled in U.S. (Arkansas)
E&S
Submission Requirements
Submissions are made through the Poultry Plus online system. Contact us for access.
Please do not send Acords.
Contact Book a Call with Jessica inquiries@agrisku.com
https://agrisku.com
