Program Administrators - All Risks, Ltd.

All Risks, Ltd.

Programs & Coverages: Accountant's Professional Liability, Alarm Installation Contractors, Amateur Sports, Amusement, Architects & Engineers Professional Liability, Convenience Stores, Earthquake - Specialty Property, Film & Media Production, Fire Suppression & Sprinkler Contractors, Healthcare Facilities Workers' Compensation, Hotels - Franchised, Insurance Agents' E&O, Intercollegiate Sports & College Athlete, K-12 Student Accident, Marine, Music, Concert, Festival & Touring, New Auto Dealers - Package & Dealers Open Lot, Pawn Shops, Pest Control Operators, Private Investigation, Public Livery, REO & Lender Placed Property Insurance, Security Guards, Special Events, Sports & Leisure, Staffing Services, Storage Unit Facilities, Tattoo & Body Piercing, Used Car Dealers & Auto Repair Shops, Volunteer Accident, Workers' Compensation

M10150 York Road | 5th Fl. | Hunt Valley, MD 21030

P800-366-5810

Request a Quote/Information

Company Description

All Risks, Ltd. is the largest independent insurance wholesaler serving retail insurance agents and brokers nationwide. This innovative team delivers comprehensive specialty commercial and personal lines solutions through a full-service platform of quality brokerage markets, quick inhouse binding authority, exclusive national programs and easy-to-use online technology. Based in Hunt Valley, Maryland, the 53-year-old firm employs 900 staff members in 27 offices around the country. To learn more, please visit www.allrisks.com.

Programs & Coverages

Accountant's Professional Liability

  • CPAs
  • Enrolled agents
  • General accounting practices
  • Tax preparation firms
  • Bookkeepers
  • Part-time practices

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/accountants-professional-liability/

Alarm Installation Contractors

Alarm businesses with commercial and residential exposure, including:

  • Installation
  • Monitoring
  • CCTV/Access Control
  • Home Theater & Home Automation

FAQ – Can we consider new ventures? Yes, with an acceptable resume

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/alarm-contractors-installers/

Amateur Sports

  • Individual sports teams
  • Large sports organizations
  • Sponsored and supervised activities, including group travel

Contact
JoAnna Lynch
jlynch@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/amateur-sports/

Amusement

  • Trampoline parks
  • Family entertainment centers
  • Amusement parks
  • Theme parks
  • Go-kart facilities
  • Water parks

Contact
Rodney Gerbers
rgerbers@aliverisk.com

URL: http://www.allrisks.com/specialty-insurance-programs/amusement/

Architects & Engineers Professional Liability

  • Architects – including landscape architects and golf course designers
  • Engineers – civil, electrical, mechanical, structural and HVAC
  • Interior designers
  • Non-licensed professionals- kitchen designers, lighting designers, specification writers ,cost estimators, etc.
  • Land surveyors

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/architect-engineers-professional-liability/

Convenience Stores

Convenience stores which have any of the following:

  • 24-hour operations
  • Gas sales
  • Snack bars
  • Car washes
  • Liquor sales
  • Minor auto repairs (oil, lube, tires, batteries)

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/convenience-store-gas-station/

Earthquake - Specialty Property

  • Apartments
  • Homeowners associations
  • Hotels and motels
  • Retail shops
  • Office buildings
  • Light manufacturing facilities
  • Restaurants

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/earthquake-coverage/

Film & Media Production

Those in the primary business of creating DICE type productions:

  • Documentaries
  • Industrials
  • Commercials
  • Educational programming

Production of:

  • Feature films
  • Television production
  • Still motion
  • Claymation
  • Music videos
  • Other similar content

Contact
Ken Hashberger
khashberger@aliverisk.com

URL: http://www.allrisks.com/specialty-insurance-programs/film-production-media/

Fire Suppression & Sprinkler Contractors

General Commercial coverage for fire suppression, sales, service, installation contractors, repair, monitoring and testing of:

  • Wet or dry sprinkler equipment
  • Chemical systems
  • System design
  • Fire extinguishers

FAQ

Does the policy have a Residential Exclusion? No, it does not.

Does the program include Professional Liability? Yes, it does.

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/fire-suppression-extinguisher-sprinkler-contractor/

Healthcare Facilities Workers' Compensation

Eligible Classes

  • 8824 | Retirement Living Centers – Health Care Employees
  • 8825 | Retirement Living Centers – Food Service Employees
  • 8826 | Retirement Living Centers – All Other Employees
  • 8829 | Convalescent Homes – All Employees/Nursing Homes – All Employees
  • 8833 | Hospitals– Professional Employees
  • 8834 | Physicians
  • 8851 | Congregate Living Facilities
  • 9040 | Hospitals – All Other Employees/Hospitals – Professional Employees
  • 9043 | Hospitals – All Employees
  • 9070 | Residential Care Facilities
  • 9085 | Residential Care Facilities – Dev. Disabled
  • 8742 | Salespersons or Collectors – Outside
  • 8810 | Clerical

Ineligible Classes

  • Abortion facilities (outpatient)
  • Ambulance companies
  • Emergency centers
  • Hospitals specializing in the treatment of HIV/AIDS
  • Home healthcare and traveling services
  • Mental hospitals
  • Public hospitals in urban centers
  • Rehabilitation facilities (substance abuse treatment facilities)

Contact
Robert Campbell
rcampbell@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/healthcare-workers-compensation/

Hotels - Franchised

Franchised Hotel/motel operations which may include:

  • Restaurants
  • Pools
  • Fitness centers
  • Food/beverage service
  • Full service & limited service hotels
  • Coastal property

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/franchised-hotel-motel/

Insurance Agents' E&O

  • Retail and wholesale Independent agents and brokers
  • TPAs, MGA, MGU, program administrators, hybrid facilities, clusters

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/errors-and-omissions-for-insurance-agents/

Intercollegiate Sports & College Athlete

Customized benefits for athletes, coaches, trainers and invited guests of:

  • College sports programs
  • University sports programs
  • Community college sports programs
  • Junior college sports programs

Contact
JoAnna Lynch
jlynch@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/intercollegiate-college-sports-athlete/

K-12 Student Accident

  • Public and private schools K-12
  • Charter, boarding and religious affiliated schools
  • Day Care

Contact
Janet Hogeland
jhogeland@aliverisk.com

URL: http://www.allrisks.com/specialty-insurance-programs/k-12-voluntary-student-accident/

Marine

  • Marine contractors
  • Marine artisan contractors
  • Boat builders
  • Ship repairers
  • Terminal operators
  • Piers and docks
  • And more!

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/commercial-marine-uslh-mel/

Music, Concert, Festival & Touring

  • Touring entertainers
  • Music festivals
  • Event producers, promoters and sponsors
  • Production vendors
  • Special events
  • Loan-out corporations for all classes of entertainers

Contact
Ken Hashberger
khashberger@aliverisk.com

URL: http://www.allrisks.com/specialty-insurance-programs/music-festival-concert-touring/

New Auto Dealers - Package & Dealers Open Lot

Franchised (new) auto, motorcycle, and heavy truck dealers
• RV dealers

FAQ – Dealers Open Lot Program
1) Does your form include false pretense coverage for wholesalers? Yes, our form is one of the broadest in the industry.
2) Do you offer a weather aggregate? Depends on the territory, but it may be available.
FAQ – Package Program
1) Is your product Admitted? Yes, our carrier for the package program is admitted in all states.
2) Can your program compete with the direct writers? Yes, the package program provides all the Dealer E&O coverages up to $1,000,000 limits, building on Agreed value, Business Income/Extra Expense on actual loss sustained and Garagekeepers on direct primary.Franchised New Auto, Motorcycle & Truck Dealers, RV Dealers, ATV Dealers, and Large Non-Franchised Used Dealers

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/auto-dealers-physical-damage/

Pest Control Operators

  • Pest control
  • Fumigation
  • Termite control/inspection
  • Small animal control

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/pest-control-business/

Private Investigation

  • Surveillance
  • Background checks
  • Insurance fraud
  • Credit checks
  • Criminal and civil investigations
  • Consultants

FAQ

Can we offer coverage for both armed and unarmed private investigators? Yes

Can we consider new ventures? Yes, with an acceptable resume

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/private-investigator-coverage/

Public Livery

    • Limousine Operations
    • Employee Transportation
    • Courtesy Van/Bus
    • Non-Emergency Medical Transportation (DE, MD, NC, PA, VA)

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/limo-insurance/

REO & Lender Placed Property Insurance

Establishments that service and/or invest in mortgage, real estate, vehicle and collateral-based loans, including:

  • Financial institutions
    • Community Banks
    • Credit Unions
    • Mortgage Companies
    • Other Investment & Financial Companies
  • Receiverships
  • Real estate investment companies
  • Private investors
  • Auto lenders
  • Hedge funds
  • REITs

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/reo-lender-placed-property/

Security Guards

Armed and unarmed security guards servicing:

  • Industrial
  • Institutions
  • Mid-high income housing
  • Banks
  • Office buildings
  • Patrol work
  • Construction sites
  • County, state and federal contracts

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/security-guard-coverage/

Special Events

Events of all sizes, including:

  • Festivals
  • Conventions
  • Concerts
  • Weddings
  • Concessionaires, vendors and exhibitors

Contact
Patrick Gavin
pgavin@aliverisk.com

URL: http://www.allrisks.com/specialty-insurance-programs/special-events-coverage/

Sports & Leisure

  • Associations
  • Teams and leagues
  • Camps and clinics
  • Action sports
  • Outfitters and guides
  • Short-term events

Contact
Brenda Campbell
bcampbell@aliverisk.com

URL: http://www.allrisks.com/specialty-insurance-programs/sports-events-youth-leisure/

Staffing Services

Workers’ Comp

  • Clerical
  • Professional/technical
  • Hospitality
  • Skilled trades
  • Medical staffing
  • Transportation
  • Broad class code appetite

Package

  • Temporary/temp-to-hire staffing firms
  • Administrative Services Organization (ASO)
  • Human resource consulting service
  • Direct hire, personnel placement services and consulting
  • Professional Employer Organization (PEO)
  • Vendor Management Service (VMS)
  • New ventures accepted (start ups with under three years experience will be considered)

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/staffing-agency-company/

Storage Unit Facilities

All storage-related operations, including:

  • Traditional self-storage facilities
  • Boat/RV storage (limited)
  • Converted buildings
  • Facilities accessible after hours

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/storage-unit-facility/

Tattoo & Body Piercing

Tattoo parlors and body piercing facilities, including:

  • Jewelry sales
  • Permanent make-up

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/tattoo-shop-body-piercing-artists/

Used Car Dealers & Auto Repair Shops

Non-Franchised Used Car, Wholesale Auto, Motorcycle, RV & Heavy Duty Truck Dealers; Valet; Auto Repair to include gas stations

Contact
programs@allrisks.com

URL: http://www.allrisks.com/specialty-insurance-programs/used-car-dealer-auto-repair-shop/

Volunteer Accident

  • Volunteers
  • Non-Profit Organizations

Contact
Dave Sefcik
dsefcik@aliverisk.com

URL: http://www.allrisks.com/specialty-insurance-programs/volunteer-accident/

Workers' Compensation

Available Nationally, to include Alarm Installation Contractors, Assisted Living Facilities, Convenience Stores, Fire Suppression & Sprinkler Contractors, Franchised Auto Dealers, Golf Courses, Government Service Contractors, Healthcare, Hotels, Marine including USL&H, Pest Control Operators, Private Investigators, Security Guards, and Temporary Staffing

Contact
programs@allrisks.com

URL: http://www.allrisks.com/products/product/specialty-programs/