Accountants Professional Liability Program

• CPAs
• Enrolled agents
• General accounting practices
• Tax preparation firms
• Bookkeepers
• Part-time practices

Contact

URL: https://ryansg.com/program/accountants-professional-liability-insurance-program/

Alarm Companies Insurance Program

Alarm businesses with commercial and residential exposure, including:

• Installation
• Monitoring
• CCTV / Access Control
• Home Theater & Home Automation

FAQ – Can we quote new ventures? Yes, with an acceptable resume

Contact

URL: https://ryansg.com/program/alarm-companies-insurance-program/

Architects & Engineers Insurance Program

• Construction Managers
• Civil / Structural Engineers
• Electrical / Mechanical / HVAC Engineers
• Landscaping / Golf Course Architects
• Surveyors
• Interior designers
• Non-licensed professionals- kitchen designers, lighting designers, specification writers, cost estimators, etc.

Contact

URL: https://ryansg.com/program/architects-engineers-insurance-program/

Dealers Open Lot Program

• Franchised new car dealerships
• Franchised new motorcycle dealerships
• Franchised new truck dealerships
• Large non-franchised dealers
• ATV dealers
• Manufactured home dealers
• Mobile home dealers
• RV dealers

FAQ – Dealers Open Lot Program
1) Do you offer a weather aggregate? Depends on the territory, but it may be available.

Contact

URL: https://ryansg.com/program/dealers-open-lot-insurance-program/

Franchised Auto Dealers Package Program

• Franchised new car dealerships
• Franchised new RV dealers

FAQ – Package Program
1) Is your product Admitted? Yes, our carrier for the package program is admitted in all states.
2) Can your program compete with the direct writers? Yes, the package program provides Dealer E&O coverages up to $1,000,000 limits, building on Agreed value, Business Income / Extra Expense on actual loss sustained and Garagekeepers on direct primary.

Contact

URL: https://ryansg.com/program/franchised-auto-dealers-package-program/

Fire Suppression & Sprinkler Contractors Insurance Program

General Commercial coverage for fire suppression, sales, service, installation contractors, repair, monitoring and testing of:

• Wet or dry sprinkler equipment
• Chemical systems
• System design
• Fire extinguishers

FAQ

Does the policy have a Residential Exclusion? No, it does not.

Does the program include Professional Liability? Yes, it does.

Contact

URL: https://ryansg.com/program/fire-suppression-sprinkler-contractors-insurance-program/

Government Service Contractor Insurance Program

All Service-Related Contractors including:

• Security Guards
• Janitorial Services
• Commissary Operations
• Food Service
• Training
• Electronic Security
• Fire Suppression
• Warehousing
• Landscaping
• All other service contractors

Contact

URL: https://ryansg.com/program/government-service-contractor-insurance-program/

Insurance Agents E&O Program

• Property & Casualty
• Life / Accident & Health Products
• Fixed Annuities
• Retail independent agents and brokers
• Wholesale brokers
• MGAs / MGUs / TPAs
• Program Administrators
• Hybrid facilities
• Clusters

Contact

URL: https://ryansg.com/program/insurance-agents-eo-program/

Pawn Shop Insurance Program

Pawn Shops who sell:

• Jewelry
• Firearms (with proper state and local licenses)
• Tools
• Motorcycles (less than 10% of sales)
• Automobiles
• Boats (less than 10% of sales)
• Recreational Vehicles (less than 10% of sales)

Pawn Shop operations can include:

• Check cashing
• Title Pawn (less than 10% of sales)

Contact

URL: https://ryansg.com/program/pawn-shop-insurance-program/

Pest Control Insurance Program

• Pest control
• Fumigation
• Termite control/inspection
• Small animal control

Contact

URL: https://ryansg.com/program/pest-control-insurance-program/

Private Investigator Insurance Program

• Surveillance
• Background checks
• Insurance fraud
• Credit checks
• Criminal and civil investigations
• Consultants

FAQ

Can we offer coverage for both armed and unarmed private investigators? Yes

Can we consider new ventures? Yes, with an acceptable resume

Contact

URL: https://ryansg.com/program/private-investigator-insurance-program/

Real Estate Investor Insurance Program

Real Estate Investors

• Holders of multiple properties
• Real Estate Investors
• Landlords
• Rehab / Flippers
• Trustees

Financial Institutions

• Commercial Banks
• Credit Unions
• Savings & Loans
• Mortgage Banks
• Financial institutions that service and / or invest in mortgage, vehicle and collateral-based loans, hedge funds and REITs

Eligible Properties

• Residential Dwellings (1 – 4)
• Manufactured Homes
• Commercial Property (please contact the underwriter for specific appetite)
• Vacant Land
• Property Management Companies
• Scheduled Vehicles and Collateral

Contact

URL: https://ryansg.com/program/real-estate-investor-lender-placed-package-insurance-program/

Security Guard Insurance Program

Armed and unarmed security guards servicing:

• Industrial
• Institutions
• Mid-high income housing
• Banks
• Office buildings
• Patrol work
• Construction sites
• Government facility contracts

Contact

URL: https://ryansg.com/program/security-guard-insurance-program/

Self-Storage Facility Insurance Program

All storage-related operations, including:

• Traditional self-storage facilities
• Boat / RV storage (limited)
• Converted buildings

Contact

URL: https://ryansg.com/program/self-storage-facility-insurance-program/

Staffing Services Insurance Program

Workers’ Compensation

• Clerical
• Professional / Technical
• Light industrial
• Hospitality
• Skilled trades
• Medical staffing
• Transportation
• Broad class code appetite

Package

• Temporary / Temp-to-hire staffing firms
• Administrative Services Organization (ASO)
• Human resource consulting service
• Direct hire, personnel placement services and consulting
• Professional Employer Organization (PEO)
• Vendor Management Service (VMS)
• New ventures accepted (start-ups with under three years experience will be considered)

Contact

URL: https://ryansg.com/program/staffing-services-insurance-program/

Tattoo & Body Piercing Artist Insurance Program

Tattoo parlors and body piercing facilities, including:

• Jewelry sales
• Permanent make-up

Contact

URL: https://ryansg.com/program/tattoo-body-piercing-artist-insurance-program/

Workers' Compensation

Available Nationally, to include Alarm Companies, Fire Suppression & Sprinkler Contractors, Government Service Contractors, Pest Control Operators, Private Investigators, Security Guards, and Staffing Services

Contact

URL: https://ryansg.com/programs/