Program Administrators - AmWINS Program Underwriters

AmWINS Program Underwriters

Programs & Coverages: Architects & Engineers, RecycleGuard, DealerGuard, CommunityAssociationGuard, Broadcasters BusinessPro, Destination Resorts, Home Health Care & Medical Facilities, Pizza & Deli Delivery, Work Truck Manufacturers, Storage Tanks, SprinklerPro/Fire Sprinkler Select, Warehouse Insurance, Dealer Advantage, Welding DistributorPro, Waste Haulers, Restaurant Delivery, Oil & Gas Contractors, Control of Well, Senior Care Facilities, Roofing Select, Scrap Pro, Lawyers Regional, Metals & Plastics, Natural Gas Distributors, Groundwater Industry

M214 Senate Ave., Suite 201 | Camp Hill, PA 17011


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Company Description

AmWINS Program Underwriters (APU) is one of the operating companies of AmWINS Group. For over 30 years, APU has specialized in affinity program management. We administer thirty five programs generating more than $375 million in premiums and have binding authority and policy issuance capabilities with more than a half dozen “A” rated carriers. We distribute our programs through our national agency network of over 4,000 agencies. We are a member of the Wholesale & Specialty Insurance Association (WSIA) and a charter member of Target Markets.

Programs & Coverages

Architects & Engineers

APU’s Architects & Engineers (A&E) insurance program offers comprehensive liability coverage for architects, engineers, and other design professionals that generate between $1M - $10M in annual revenue.

Target Classes

  • Architects
  • Engineers
  • Other Design Professionals


  • Pre-claims assistance
  • Crisis Management 
  • Pollution
  • Technology
  • No copyright/trademark exclusion
  • Voluntary mediation credit
  • Pre-approved counsel
  • Worldwide Coverage
  • Waiver of subrogation
  • Consent to settle 50/50
  • Punitive Damages where insurable and most favorable venue
  • Joint Venture Coverage 


  • Primary practice policy limits of $5M per claim / $5M aggregate
  • Specific Project and Specific Client Excess limits are available


Initially, this program will be written on E&S paper while we file for admitted status in all states (excluding AK and WY).


A.M. Best Rated "A", XIV

Submission Requirements

  • Completed A&E Application (competitor applications are acceptable)
  • Five years of currently valued loss runs

Brett Fowler



An insurance program for businesses with primary operations in recycling. Created for the recycling business, by those who know it best. RecycleGuard is a comprehensive, flexible insurance program launched in 1996 after years of exhaustive research. RecycleGuard has catered to meet the needs of an ever-evolving industry. Whether it’s metal, plastic, glass, paper, rubber, textile, electronics or a combination of them all, RecycleGuard is the premier commercial insurance and risk management program in recycling. In fact, it’s the only one sponsored by the Institute of Scrap Recycling Industries (ISRI).

Susan Diecidue

URL: http://


A complete P&C offering for franchised auto, truck, and RV dealers as well as large independent auto dealers. For over 25 years, DealerGuard has provided insurance solutions to agents competing with the direct writers. Our comprehensive offering gives local agents all they need to protect auto, truck, and RV (franchised only) dealerships.

Matt Cermak

URL: http://


An insurance program designed specifically to meet the unique exposures of master planned communities and large scale recreational planned communities.

Minimum Premium — $15,000

Ineligible Operations — Associations that require property coverage for residential condominiums or townhouses.

Jeff Benjamin


Broadcasters BusinessPro

Targeting radio and television broadcast stations, Broadcasters BusinessPro provides a wide array of tailored insurance coverages to small independent broadcasters as well as to broadcast operators owning groups of stations. Whether small or large broadcasters, this program meets operator distinct coverage needs ranging from towers with a variety of valuation options, to special events coverage and broadcaster media professional, just to name a few. Underwriting is led by a team with more than 30 years of media industry experience. Coverages are tailored to meet the specific needs of your client. We can provide coverage for Property, Inland Marine, Towers and Antennas, Business Interruption, Broadcast Media Software, Mobile Broadcasting Equipment, General Liability, Special Events Capabilities, Crime, Automobile, Umbrella, and Broadcaster's Media Liability. We have the capacity to handle both large and small risks (High Limits Available). This product is available in all states (Auto is not available in HI and MA). The carrier is AIG (A AM Best Rating and AAA S&P Rating ).

Laurie McKenzie


Destination Resorts


An insurance program designed for businesses engaged in the operation of independently owned destination resorts, resort hotels, destination spa hotels, boutique hotels, large scale recreational planned communities, timeshare/interval ownership operations, upscale sportsman's lodges, and guest ranches.

Whether it's equestrian activities, waterpark exposures, golf, skeet shooting, or a host of other activities, ResortGuard understands your clients' exposures and provides a comprehensive insurance, loss control and claim management solution tailored to meet the ever evolving needs of the hospitality and leisure industry.

Jeff Benjamin

URL: http://

Home Health Care & Medical Facilities

Home Health Care: Package coverage for the home health and hospice industry as well as medical suppliers and distributors

Target Classes

  • Home Health Care Agencies / Providers
  • Visiting Nurse Associations (VNA's)
  • Home Infusion Providers
  • Hospice Providers
  • Companion Care Providers
  • Home Medical Equipment Suppliers (with and without retail operations)
  • Unskilled / ADL Providers
  • DME / HME providers to homes and other facilities (Non-Invasive Equipment)
  • Infusion Suites
  • Drug Distributors
  • Equipment Distributors

Medical Facilities: Coverage for many types of medical facilities, surgical centers, and medical spas

Target Classes

  • Rehab Facilities
  • Clinics: Community, Family Planning, Rural & more
  • Allied Health Schools
  • College and University Health Centers
  • Community Health Centers
  • Dialysis Centers
  • Emergicenters/Urgicenters
  • Health Departments
  • Imaging, X-Rays, CT Scan, MRI and Ultrasound
  • Facilities or mobile operations
  • Medical Laboratories, Drug Testing, Paternity, Pathology & more
  • Lipodissolve and other procedures
  • Sleep Centers
  • Surgery Centers

Marie Gaudette

Pizza & Deli Delivery

Our PizzaPro program is designed for producers who control food delivery businesses and desire to place their client's coverage with an "A+ XV” rated carrier. This insurance program is tailored to meet the specific coverage needs of pizza and deli operations offering delivery service. We provide coverage for franchised and independently owned restaurants.

Julie Reisinger


Work Truck Manufacturers

An insurance program designed for the trailer manufacturing and manufacturers of work truck bodies. If your client is engaged in the business of manufacturing, assembling or installing truck equipment or in the specialty vehicle or truck aftermarket, there's one insurance program that's well equipped to handle all of your insurance needs.

Robin Mucher

URL: http://

Storage Tanks

Through our insurance program for storage tanks, we have been the leading writer of storage tank pollution insurance nationally for more than a decade.

Target Clients

  • Car, truck, and equipment dealers
  • Convenience stores
  • Fuel oil dealers
  • Golf courses
  • Hospitals
  • Hotels
  • Insureds utilizing above/below-ground storage tanks
  • Petroleum distributors
  • Private airports
  • Schools and school districts
  • Service stations

Kay Zito


SprinklerPro/Fire Sprinkler Select

SprinklerPro is a multi-line insurance program for fire sprinkler contractors engaged in the design, fabrication, installation, testing, service, and repair of fixed water-type and special hazard suppression systems.

Fire Sprinkler Select
Fire Sprinkler Select provides insurance solutions to fire sprinkler and fire suppression contractors of all sizes, beginning with minimum premiums of $5,000. Eligible operations include system design, fabrication, installation, inspection, testing, alarm installation, fire extinguishers and maintenance of water-based systems and chemical/special systems.

Dave Farver


Warehouse Insurance

The Warehouse Program provides coverage for public warehouses and distribution centers including cold storage. These third-party and fourth-party operations provide storage, handling and distribution services which are an integral part of the supply chain in the logistics industry. This product is available in all states.

Jodie Schock, CIC


Dealer Advantage

Program offering pollution coverage for auto dealerships and service centers

Harvey Zook

Welding DistributorPro

The Welding DistributorPro program team has been the premiere underwriter for this industry segment since 1993 and brings knowledge of the market that is unsurpassed.

GAWDA (Gases & Welding Distributors Association) associate member. Gases include, but are not limited to: Argon, Nitrogen, Propane, Acetylene, and Oxygen.

Bill McCloy


Waste Haulers

No matter what type of non-hazardous waste service activity your clients are engaged in, they will be well protected by the comprehensive insurance coverage we offer through the APU Waste Haulers program. This aggressive insurance program for all segments of the refuse industry is sponsored by the National Waste and Recycling Association or NWRA (formerly Environmental Industry Association).

Target Clients

  • Carting Companies
  • Landfills
  • Medical Waste Haulers
  • Medical Waste Treatment Facilities
  • Non-Hazardous Waste Disposal, Transport, Storage and Treatment Operations
  • Portable Toilet Service Companies
  • Recycling Operations
  • Refuse Haulers
  • Sanitation Contractors
  • Septic Service Companies
  • Solid Waste Haulers
  • Sweeping Operations
  • Transfer Stations
  • Trash Hauling Operations

Harvey Zook


Restaurant Delivery

Program providing standalone hired/non-owned auto liability for restaurants that offer delivery

Julie Reisinger

Oil & Gas Contractors

Our Oil & Gas Contractors Program offers a variety of solutions including admitted, non-admitted, and package insurance capabilities. We specialize in upstream or land-based oil and gas risks.

Target Classes

  • Operators/non-operators
  • Drilling and servicing contractors
  • Roustabout, welding, wire line, pipeline (excluding transmission lines)
  • Rental contractors
  • New and used equipment sales
  • Acidizing, perforating, instrument logging, electrician
  • And more

Kirk Purswell


Control of Well

Our exclusive in-house program provides unique coverages for Operator’s Extra Expense (Control of Well) for upstream oil and gas accounts across North America. Regaining control of a well can be an expensive process, including pollution, clean-up, re-drilling, and restoring the well back to operation.

Shawn Fabors


Senior Care Facilities

APU Senior Care is a comprehensive long-term care liability program available nationally in exclusive partnership with an "A-" IX rated insurance carrier.

Target Accounts

  • Skilled nursing facilities
  • Assisted living facilities
  • Independent living facilities
  • Continuing care retirement communities
  • Both for-profit and not-for-profit facilities from single locations to larger long-term care organizations with multiple locations
  • Will write primary and excess (supported or unsupported)

Matt Wasta


Roofing Select

Insurance program for commercial and residential roofing contractors, which includes waterproofing and other related roofing classes.

Chris Kinson


Scrap Pro

Program designed for companites within the scrap metal industry.

Bill McCloy

Lawyers Regional

The Lawyers Regional insurance program is written through AmWINS Program Underwriters, formerly Smith, Bell & Thompson Programs. The program offers professional liability coverage for law firms located in Maine, New Hampshire and Vermont with 1 to 34 attorneys.

Marie Gaudette


Metals & Plastics

MetalWorkingGuard - An insurance program designed to provide custom insurance coverage for metalworking manufacturers. Created in 1983, MetalWorkingGuard is one of the most experienced markets for this class of business in the country. The program is tailored to fit many types of metalworking operations including custom machining operations, distributors of metalworking related products, electroplaters, foundries, machine parts manufacturers, machine shops and metal finishers.

PlasticsGuard -
An insurance program designed to provide custom insurance coverage for plastics manufacturers. Created in 1983, PlasticsGuard is one of the most experienced markets for this class of business in the country. The program is tailored to fit many plastics operations including plastics manufacturers, distributors of plastic related products, extruders and plastic injection molders.

Robin Mucher

Natural Gas Distributors

UtilitySure is an insurance program for the natural gas distribution industry.

The UtilitySure insurance program has been designed to address the unique exposures of publicly owned or investor owned natural gas utilities. Water, sewer and electric distribution utilities can also be written in conjunction with a natural gas system. Created in 1988 by natural gas industry specialists, UtilitySure is managed by insurance and risk management professionals who know the unique exposures inherent to utilities.

Robin Mucher

URL: http://

Groundwater Industry

WellGuard is an insurance program for the groundwater industry.

Coverage is customized to meet the unique needs of the industry and keep businesses well protected. Eligible businesses include well drilling and service contractors, pump installation service and repair contractors, and core sample drillers.

Zach Pease

URL: http://