Program Administrators - Arrowhead General Insurance Agency Inc.

Arrowhead General Insurance Agency Inc.

Programs & Coverages: Automotive Aftermarket Express, BOP and Core Commercial, Railroad Insurance Program, Residential Earthquake, Personal Auto, Auto Parts Recyclers, CA Homeowners HO3, HO4, HO6, DP3, Homeowners HO3, HO4, HO6, DP3, Arrowhead's Tribal Program, Forestry & Logging, Workers' Compensation Alternative Solutions, Manufactured Housing Community and RV Park Program, Security & Alarm, Independent Booksellers - LIBRIS, Worker's Compensation, Commercial Transportation - Bellingham, Ambulance, Lloyd's Auto Physical Damage and Cargo - Bellingham, Workers' Comp – Contractors, Workers' Comp - Trucking & Transportation, Workers' Comp – Restaurants, Workers' Comp – Roofers, Workers' Comp - Nursing Homes, Workers' Comp - Hotels & Hospitality, General Liability - Contractors & Artisans, General Liability – Manufacturing

M701 B Street | Suite 2100 | San Diego, CA 92101

P800.669.1889 x8733

Request a Quote/Information

Company Description

ARROWHEAD General Insurance Agency, Inc. is a national insurance program manager and we have teamed up with the country's top rated insurance carriers to proudly offer quality insurance products to our nationwide network of independent producers.

ARROWHEAD and our family of employees invite insurance companies and agencies from coast to coast to GROW with us.

  • Established in 1983
  • Wholly-owned TPA claims services with American Claims Management, Inc.
  • 700 employees
  • $800 million written premium
  • 20 commercial and personal insurance products
  • 23 financially strong carriers

DISTRIBUTUION & MARKETING MUSCLE

  • 14 marketing reps
  • 3,200 agencies with 6,000 locations nationwide
    • Insurance companies
    • Lender-affiliated agencies
    • Large national brokers
    • Wholesalers
    • Online aggregators
    • Agency networks
    • Local independent agents

SELLING PRODUCTS ONLINE SINCE 1999 AT ARROWHEADEXCHANGE.COM

  • 1.4 million transactions a year
  • 8,000 online endorsements and binds 14,000 policies monthly
  • 95% of all personal lines transactions are through ArrowheadExchange.com
  • Easy and secure to submit business online
  • Servicing existing policies is a snap
  • Manage agency files with online tools and reports
  • Policyholders can make payments quickly online

CLICK HERE TO APPLY FOR ACCESS TO OUR PROGRAM

Programs & Coverages

Automotive Aftermarket Express

Auto Services Commercial Package, formerly by Universal Underwriters. Submit up to $125k total account premium, most states (instant online quotes to $50k). Mechanical/collision repair, retail tire & stereo stores, more.

Express Package provides specialized commercial insurance coverage with decades of industry experience. Offer your clients a commercial package with an Admitted A+ (XV) rated carrier by A.M. Best Company. Submit accounts in any size in total account premium and receive instant online quotes on qualified accounts below $50,000.Available in all states except FL, LA and TX.

Target Classes of Business

  • Auto Body/Collision and Repair Shops
  • Auto Glass Repair/Installation Shops
  • Auto Quick Lube Shops (oil and lube)
  • Brake Shops
  • General/Mechanical Repair
  • Muffler Shops
  • Retail Auto Parts and Accessories Stores (new parts only)
  • Retail Tire Stores

Note: Our program for towing and other classes not mentioned requires production commitment and contract. Please click here for product information.

 

Coverage Highlights

  • Business Auto Liability and Physical Damage
  • Crime – employee dishonesty, forgery or alteration, money and securities
  • Equipment Breakdown Coverage
  • Garage keepers – direct or legal liability basis
  • General liability and employee benefits liability
  • Property coverage extensions
  • Umbrella Liability – excess and umbrella

Not an Arrowhead producer? Apply online at ArrowheadGrp.com/landing/producers/

Contact
800.669.1889 x8733
MarketingInfo@ArrowheadGrp.com

URL: http://www.arrowheadgrp.com/products/automotive-aftermarket/

BOP and Core Commercial

Committed to the small-to-medium sized commercial market, Core Commercial delivers innovative risk management products and services. A deep level of specialization within our chosen markets. A dedicated team of commercial underwriters focused on providing flexible solutions. All at competitive prices.

Arrowhead Advantage BOP can be rated, quoted and bound online. Arrowhead Advantage Package is for more complex accounts. Both are available for accounts under $100,000 in annual premium.

Coverage Highlights

Arrowhead Advantage BOP

Arrowhead Advantage BOP and supporting lines such as Commercial Auto, Workers' Compensation and Umbrella, when written together, will operate as 'instant issue', also known as straight-through-processing, with a design that will provide for a high percentage of accounts to be issued without any underwriting referral.

  • ISO 2013 BOP + Enhancement Endorsements
  • Additional Limit and Coverage Endorsements
  • Industry Vertical Enhancement Endorsements
  • Cyber
  • Employment Practices
  • Workers’ Compensation
  • Commercial Auto
  • Umbrella

 

Arrowhead Advantage Package (Full Commercial Lines Package)

Arrowhead Advantage Package applies to a broader range of risk types and risks types and that are more complex than is appropriate for BOP. Applications for Arrowhead Advantage Package are also made through Arrowhead Exchange via an upload feature.

  • Property
  • Inland Marine
  • Crime
  • GL
  • Commercial Auto
  • Workers’ Compensation
  • Umbrella
  • Cyber
  • EPLI
  • Professional Liability
  • Manufacturers’ E&O

 

Target Markets

  • Accounts under $100,000 in annual premium
  • Retail
  • Real Estate
  • Contractors/Construction
  • Fabricare (dry cleaners, linen & uniform services)
  • Business services
  • Restaurant
  • Manufacturing
  • Hotels

 

Contact
Wendy Castelo
MarketingInfo@Arrowheadgrp.com

URL: http://www.ArrowheadGrp.com/products/core-commercial/

Railroad Insurance Program

SUMMARY

Introduced in 1997, this program provides comprehensive coverage for contractors, manufacturers, and wholesalers in railroad service and support industries.

STATE AVAILABILITY

Available in 47 states (excludes AK, HI, LA)

COVERAGE AVAILABLE

• General Liability (required), Commercial Auto, Property, Inland Marine, Umbrella, Railroad Protective Liability

PROGRAM HIGHLIGHTS

• Admitted Market, A+ XV
• Automatic protection for work within 50 feet of the track
• Commercial Auto coverage – including coverage for Hi Rail units
• Per-project aggregate available
• Excellent loss control and claims services
• Flexible Direct Bill payment options

TARGET CLASSES OF BUSINESS

• Track construction, maintenance & repair
• Tie removal and disposal
• Spur line upgrades
• Freight forwarding loading/unloading
• Railcar cleaning, maintenance & repair
• Railcar and part manufacturing
• Distributors of railroad related parts, supplies, & equipment.

COMPANY CONTACT

Website: www.ArrowheadGrp.com/products/railroad
Toll-free phone: 800.289.4319

SUBMISSIONS

ACORD Applications, Supplemental Application (available on website), and currently valued loss runs to Railroad@Arrowheadgrp.com.

Contact
Matt Hetrick
619.881.8459
MHetrick@ArrowheadGrp.com

URL: http://www.arrowheadgrp.com/products/railroad/

Residential Earthquake

Arrowhead's Residential Earthquake insurance program is designed to provide better earthquake insurance options for California home and condominium owners. Providing earthquake products since 2000, Arrowhead has a reputation for being an innovator in the residential earthquake insurance marketplace. Arrowhead has developed EQ products which provide some of the broadest coverages available with the lowest deductible options, while maintaining competitive pricing. Often imitated, never duplicated, Arrowhead commits to maintain a position at the leading edge of earthquake insurance.

Target Markets:

Product offerings target a wide range of risks from newer or retrofitted structures built on flat ground to older non-retrofitted structures on steep slopes. Arrowhead has an EQ product to accommodate almost any residential EQ risk.

Carriers:

Palomar Specialty, QBE, Universal North America, Zurich

States:

CA, OR WA

More info >>

Contact
Steve Goebel
SGoebel@ArrowheadGrp.com

URL: http://arrowheadgrp.com/products/residential-earthquake/

Personal Auto

We offer a personal auto program ranging from clean drivers to drivers with minor and major accidents and violations. We provide longevity in our markets as well as a complete personal auto management solution that has a proven positive underwriting result over 20 years. We provide online risk submission and producers tools via www.ArrowheadExchange.com, our secure online portal. We also offer non-credit scored competitive rates and superior customer service. Limits vary by state.

States:

AL, GA, MI and SC

Program Highlights:

  • Admitted “A” rated carriers
  • Competitive rates
  • Permissive use policy
  • International driving experience accepted
  • Six and 12 month policy terms, easy payment plans
  • Discounts include multi-car, good driver, good
  • student, mature driver and renewal discounts
  • Other coverages available include collision deductible waiver, lienholder deductible options, towing and labor and rental reimbursement

More info>>

 

Contact
Todd Drake
800.333.5553 x6911
TDrake@ArrowheadGrp.com

URL: http://arrowheadgrp.com/products/personal-auto/

Auto Parts Recyclers

Auto Parts Recycling
Auto recyclers commercial package includes property, commercial auto, general liability, crime, inland marine, umbrella. “A” rated carrier (formerly Universal Underwriters). Easy submissions. Competitive rates. Industry experts. U-pull operations accepted*.
The ideal automotive recycler dismantles autos and sells used auto parts to automotive repair shops and general consumers. Arrowhead will also cover U-pull operations, if proper controls are in place to mitigate losses from on-site customers.

COVERAGE HIGHLIGHTS

Property

  • Building Coverage
  • Business Interruption/Extra Expense
  • Business Personal Property (BPP) – Inside stock and equipment
  • Stock in the Open
  • Equipment Breakdown Protection
  • Property Basket Plus Endorsement (Demolition expenses, additional coverage for increased construction costs, pollutant clean-up and removal, select crime coverages)

General Liability

  • Third-Party Product Recall Liability
  • Employee Benefits Liability
  • Injury occurring from a product sold or service provided
  • Coverage for vacant land and leased properties

Crime

  • Employee Dishonesty
  • Forgery or Alteration
  • Theft (in and out)

Commercial Auto

  • Liability and Physical Damage
  • Garagekeepers liability (direct or legal liability basis)

Inland Marine

  • Mobile Equipment and Cargo Liability Commercial Umbrella
  • Liability limits up to $5M

PRODUCT DETAILS
Max limit: ??? No premium limit
Carriers: Zurich and Great American
Admitted: Yes

COMPANY CONTACT
Website: www.ArrowheadGrp.com
Phone: 800-669-1889 x8733

AVAILABILITY
All states except LA & HI

Contact
Deb Winterowd
913-312-2892
dwinterowd@arrowheadgrp.com

URL: http://www.arrowheadgrp.com/products/towing-and-recyclers/

CA Homeowners HO3, HO4, HO6, DP3

Arrowhead General Insurance Agency, Inc. is your one-stop shop offering a variety of stand-alone California Personal Property products under one roof. Top-rated carriers provide all coverages and online quoting is easy at ArrowheadExchange.com.

HOMEOWNERS HO3
Coverage Highlights

  • Coverage A limits up to $1 million
  • 25% or 50% extended replacement cost options available for all homes 1930 and newer
  • One to four family dwellings
  • Unsupported seasonal secondary dwelling acceptable
  • ID theft coverage available
  • Equipment breakdown coverage available
  • Credits: Companion auto policy, new home, tile roof, five-year claim-free, protective devices, guarded gate community, mature homeowner, home inspection, renovation, complete restoration


TENANT HO4

Coverage Highlights

  • Coverage C limits from $25,000 to $500,000
  • Liability limits to $500,000
  • Consideration for prior loss history
  • Personal Property Replacement Cost included with all policies for no additional premium
  • ID theft coverage available
  • Equipment breakdown coverage available
  • ID theft coverage available
  • Additional Interest Endorsement available for Property Management Firm, Landlord or Property Manager


CONDO HO6

Coverage Highlights

  • Coverage C limits from $25,000 to $500,000
  • Liability limits to $500,000
  • Primary, Secondary, Short and Long-Term Rentals acceptable (for rentals PP rate can be reduced to $1,000)
  • $10,000 additions and alterations included
  • Consideration for prior loss history
  • Personal Property Replacement Cost included with all policies for no additional premium
  • ID theft coverage available
  • Equipment breakdown coverage available


DWELLING FIRE DP3

Coverage Highlights

  • Coverage A limits up to $1 million
  • 25% extended replacement cost included for all homes 1930 and newer
  • Catastrophe endorsement included, which increases the ERC by 25% in the event of a FEMA declared disaster
  • Stand-alone program
  • No maximum number of dwellings
  • Equipment breakdown coverage available

For more information contact Blane Bardsley at 800.333.5553 x6829

Contact
Blane Bardsley
800.333.5553 x6829
BBardsley@ArrowheadGrp.com

URL: http://www.arrowheadgrp.com/products/homeowners-ho3/california/

Homeowners HO3, HO4, HO6, DP3

Arrowhead General Insurance Agency, Inc. is your one-stop shop offering a variety of personal property products under one roof. Top-rated carriers provide all coverages, and online quoting is easy at ArrowheadExchange.com.

Highlights

  • Coverage A limits up to $1 million
  • Coverage C limits up to $500,000
  • Coastal capacity where applicable
  • Secondary/seasonal dwellings acceptable on a stand-alone basis in most states
  • One to four family dwellings acceptable in most states
  • Stand-alone DP3 programs with no maximum on the number of dwellings
  • Primary, secondary and rented condominiums where applicable
  • Multiple program credits available

Programs

  • HO3 - Homeowners
  • DP3 – Dwelling fire (rental properties)
  • HO4 - Homeowner contents (renters)
  • HO6 – Homeowner unit owners (condo)

Available in:

  • Alabama
  • California
  • Connecticut
  • Delaware
  • Hawaii
  • Louisiana
  • Maryland
  • Massachusetts
  • Mississippi
  • Nevada
  • New Jersey
  • New York
  • North Carolina
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Texas (HOB/HOA+)
  • Virginia
  • Washington

Contact
Lauri Thum
760.710.6827
LThum@ArrowheadGrp.com

URL: http://www.arrowheadgrp.com/

Arrowhead's Tribal Program

Arrowhead’s Tribal Program was created in 1987 as the Program for Sovereign Indian Nations, with the assistance of Native American attorneys and tribal administrators.

  • We work with a select group of agents and brokers nationwide who specialize in placing tribal coverage
  • We only work with top rated insurance companies with “A” ratings or higher
  • We provide meaningful risk management to help mitigate your tribe’s risks
  • Arrowhead’s in-house claims team understands tribal law, tribal courts systems, FTCA protection and tribal sovereignty claim issues


Services

We understand the exposures and special circumstances associated with tribal governments, gaming operations and tribal enterprises. Our objective is to help you reduce your losses through technical knowledge, experience and personal service.

  • Training and education
  • Security and public safety
  • Employment practices
  • Fleet and driver management
  • OSHA and other compliance issues
  • Risk management program development
  • Maintenance programs
  • Life safety code requirements
  • Building valuations

Coverages

  • Comprehensive Property Coverage
  • General, liquor and professional liability (Police Professional, Health Care Professional, Tribal Officials E&O, Employment Practices Liability, Cyber Liability and Fiduciary Liability)
  • Tribal workers’ benefits (including Guaranteed Cost and Loss-Sensitive options)
  • Auto physical damage and liability (specifically tailored to address unique tribal nation automobile exposures)
  • Excess Liability (offering limits for all primary policy coverage extensions including Sexual Misconduct, Errors & Omissions and Employment Practices Liability)
  • Unmanned Aircraft Liability and Property Damage
  • Traumatic Event Expense Coverage


States

All states

Learn more at http://arrowheadtribal.com/

Contact
Brett Barnsley
800-875-6466
BBarnsley@Arrowheadgrp.com

URL: http://arrowheadtribal.com/

Forestry & Logging

Arrowhead's Forestry Program provides coverage for mobile equipment, machinery and tools of the logging and wood product industries. Available in all 50 states, this program's carrier is Zurich North America.

Coverage available

Inland Marine

Program Highlights

  • High in-house underwriting authority
  • Earthquake & flood included
  • Deductibles starting at $500
  • Minimum premium $500
  • Admitted in all 50 states (non-admitted in FL)
  • 24-hour turnaround
  • Broad underwriting appetite
  • 30-day coverage for newly purchased equipment

Typical Classes

  • Logging & lumbering
  • Wood yard & sawmill
  • Land clearing
  • Chipping operations

Submissions

Contact
Donald Fiorini
404.904.0100
dfiorini@arrowheadgrp.com

URL: http://www.arrowheadgrp.com/products/forestry/

Workers' Compensation Alternative Solutions

Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers’ Compensation submissions. By working with Valiant, you’ll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, and multi-state accounts.

Our specialties include:

  • Automotive Service and Repair
  • Construction/Contractors
  • Habitational
  • Healthcare
  • Hospitality
  • Manufacturing
  • Mercantile
  • Schools
  • Transportation/Delivery

Access our markets:

Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.

Contact
Robert Young
619.881.8861
RYoung@ValiantInsuranceServices.com

URL: http://www.valiantinsuranceservices.com/

Manufactured Housing Community and RV Park Program

Arrowhead offers Property & Liability for manufactured home communities, dealers and RV parks, with enhanced coverage for the industry's unique exposures. Turn to us for multi-state coverage, property CAT exposure availability, competitive rates, admitted paper.

Program Highlights

  • Carrier is AXIS Capital, rated A+ by A.M. Best

  • GL extensions giving aggregate limits per location and automatic additional insured wording

  • Umbrella coverage available

  • Debris removal included; refer to endorsement for specific limits

  • Dealer physical damage coverage on homes for sale

  • Coverage available for manufactured home dealers with used home sales

Contact
Jackie Miller
602.648.7274
JMiller@ArrowheadGrp.com

URL: http://www.arrowheadgrp.com/products/manufactured-housing/

Security & Alarm

If your clients provide security and safety equipment, systems, installation, service or monitoring, Arrowhead’s Security and Alarm Program has you covered. "A" rated carrier, affordable premiums - and no membership fees or complicated forms. Our insureds include contractors, electricians, monitoring companies, consultants and other electronics systems professionals.

Program Highlights

  • Broad, customized GL and E&O insurance specific to your industry
  • "A" rated insurance acceptable to any vendors (carrier: Underwriters at Lloyds)
  • Veteran underwriters with 12+ years of experience
  • The ability to quickly manuscript endorsements and certificates to meet vendor, property manager and certificate holder requirements
  • Broad coverage for difficult exposures like Personal Emergency Response Systems (PERS) and medical monitoring
  • Free contract review assistance
  • Available in all 50 states
  • View more program highlights, http://arrowheadgrp.com/products/security-and-alarm/

Contact
Cheryl Jones
866.848.8195
securityandalarm@arrowheadgrp.com

URL: http://www.arrowheadgrp.com/products/security-and-alarm/

Independent Booksellers - LIBRIS

LIBRIS, the League of Independent Book Retail Insurance Services, is a comprehensive protection program formed by the American Booksellers Association and managed by Arrowhead. LIBRIS offers general liability, workers' compensation, commercial auto and property coverage for independent bookstores in all 50 states. Carrier is Great American Insurance Group.

Your bookseller clients will enjoy affordable premiums, outstanding coverage and a team with many years of industry experience.

COVERAGE HIGHLIGHTS

  • $2 million per each occurrence / $4 million aggregate liability limits
  • $2 million personal and advertising injury; and 100% loss coverage for up to 12 month business interruption
  • Specializing in general liability including business personal property policies
  • Additional coverage includes workers' compensation, commercial auto, umbrella, and property policies
  • A wide range of deductibles options are available
  • Most policies qualify for SafePak which also offers
    • Business personal property seasonal increase of 25% of limit
    • New store benefit
    • Coverage for visiting authors
    • Website/computer coverage
    • Used book benefit
    • $100,000 employee dishonesty

View more at http://www.libris.org/ or http://www.arrowheadgrp.com/products/booksellers/

Contact
Whitney Balaun
888.694.8585
LIBRIS@ArrowheadGrp.com

URL: http://www.libris.org/

Worker's Compensation

Program Focus

  • Instant Quotes available on eligible accounts below $20,000
  • Upload your client's Acord 130 to avoid duplicate data entry and transfer the application directly into our quoting platform, www.ArrowheadExchange.com. By pre-populating your online submission in just three easy steps, the quoting process becomes more efficient with fewer mistakes.

We offer the country's top-rated insurance carriers, competitive rates, underwriting expertise, and above industry standard commisions.

Targeted Classes of Business

  • Agriculture*
  • Automotive Service & Repair
  • Construction/Contractors
  • Habitation
  • Hospitality
  • Manufacturing
  • Mercantile
  • Office & Professional Services
  • Restaurants
  • Transportaion/Delivery
  • Trucking up to 500 mile radius

*California accounts up to $20K require a separate appointment with industry specific premium commitment

Claims: A Value-Add Service

You and your policyholders will benefit from superior claims handling through American Claims Management Inc. (ACM), our wholly owned subsidiary. As a carrier-minded claims administrator, ACM works hard to ensure claims are closed out quickly. ACM's dedicated team offers a fully integrated line of claims and cost-containment services for your clients including:

  • 24/7 online, real time claims reporting, loss runs and plan of actions
  • Online medical provider portal
  • Claim service agreements and dedicated adjusters
  • Bilingual staff
  • Advanced reporting services
  • Lowered client costs with integrated technology
  • Aggressive fraud fighting
  • Cost control with proven results

Not an Arrowhead producer? Apply online at

ArrowheadGrp.com/landing/producers/

Contact
Marketing Info
800.669.1889 x8733
MarketingInfo@ArrowheadGrp.com

URL: http://www.arrowheadgrp.com/products/workers-compensation/

Commercial Transportation - Bellingham

If your client has risks in the transportation of goods, Bellingham Underwriters, Arrowhead’s commercial transportation experts, can help.We write motor carriers hauling a product for-hire as well as private motor carriers hauling their own goods. Our appetite is broad because our knowledge and experience are extensive.

States: Alaska, Arkansas, Arizona, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Missouri, Montana, Nebraska, New Mexico, Nevada, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, Wyoming.

Example Commodities (but not limited to)

  • Autos
  • Building Materials
  • Containers/Intermodal
  • Flatbed
  • Grain & Produce
  • Hazardous Materials
  • Livestock
  • Logs
  • Mail
  • Mixed commodities
  • Recycled goods/refuse/scrap
  • Refrigerated and dry van goods
  • Sand & gravel
  • Water in bulk
  • Wood chips

Target Markets (eligible but not limited to)

  • Agricultural classes - Fruit, produce, vegetable, grain, feed, seed, hay, refrigerated, fertilizer haulers
  • Auto haulers - Both new and used vehicles
  • Container haulers/Intermodal - Drayage container haulers in the Ports of Los Angeles/Long Beach and Portland (not Oakland or Seattle)
  • Dirt, rock, sand and gravel - DRSG of all kinds (including “dirty dirt”) in most territories but not in certain urban areas, including urban Los Angeles, San Francisco or Denver)
  • Dry Bulk Goods - dry cement, lime, ash, etc.
  • Dry van - Regional hauls with fixed regular routes
  • Equipment Haulers - including oversized/overweight haulers with specialty configuration and equipment
  • Flatbed - Building materials, steel, rebar, lumber, heavy equipment
  • Hazmat - carriers of petroleum or other classified hazardous materials (will not write pollution coverage on petroleum haulers)
  • Log haulers - For-hire and private log haulers, either finished lumber or raw logs
  • LTL haulers – “Less Than Truckload” risks
  • Mixed use classes - All mixed operation classes (for example, partial agricultural and sand and gravel or partial flatbed and produce, etc.)
  • Recyclables and refuse haulers - Residential recyclers and refuse haulers
  • Refrigerated haulers –Regional hauls with fixed, regular routes
  • Tanker haulers - Dairy operations, milk processed or raw, water, syrups, molasses, liquid fertilizers (not petroleum and gasoline haulers)
  • US Mail -Contract haulers for USPS
  • Vineyard - Truckers associated with grape production, hauling, bottling and processing


Program Highlights

  • Auto Liability

    - Limits up to $2,000,000 CSL

    - Including Non-Owned and Hired Auto Liability

  • Physical Damage

    - Maximum value any one vehicle $200,000 / Train $250,000 (train being the sum of a tractor or trailers)

  • Truckers GL

    - Limits up to $1,000,000 each occurrence/$2,000,000 annual aggregate for BI and PD

    - Limits up to $100,000 Fire Legal Liability

    - Limits up to $25,000 Medical Payments

  • Motor Truck Cargo

    - Limits up to $150,000 any one item/$250,000 any one accident or loss

  • Contractors Equipment

    - $200,000 any one item / $500,000 any one accident or loss

  • Property

          - $500,000 TIV any one location for Building and Personal Property combined

Program Highlights

  • Automatic Additional Insured and Loss Payee form on all policies
  • Multiple direct bill payment options available
  • Complimentary loss control services for fleet accounts

Not a Bellingham producer? Apply online at: https://www.bell-uw.com/Application

URL: https://www.bell-uw.com/

Ambulance

This program’s target is directed toward for-profit emergency and non-emergency medical ambulance companies operating Type I, Type II, Type II, with some flexibility towards Ambulettes or passenger/wheelchair vans used for paratransit if less than 20% of total operations. Our unique product creates a stable, long term market that is more sensitive to real variance in risk which in enable us to offer competitive pricing. We have the ability to offer a full package in a single product.

STATES
All except AK, FL, HI, KY, MA, MI, NY and VA

TARGET MARKETS

  • Class I, II and III ambulances
  • Ambulettes or passenger vans used for paratransit if less than 20 percent of total operations
  • Service vehicles associated with commercial operations
  • Private passenger type vehicles owned by a Corp, LLC or partnership and used for business purposes
  • For profit ambulance companies
  • First response/paramedics operating as independent contractors and not affiliated with a fire department, hospital or municipal entity

COVERAGE HIGHLIGHTS

Commercial Automobile

  • Auto Liability: $1 million CSL
  • UM/UIM: State specific limits
  • Med Pay: $10,000
  • PIP: Statutory
  • Physical Damage: $175,000/vehicle and $5 million total fleet value

General Liability

  • $1 million per occurrence/$3 million annual aggregate
  • Fire Legal: $500,000
  • Med Pay: $10,000
  • Incidental exposure to schools/classrooms including First Aid classes
  • Medical directors when written as part of a service company
  • Incidental lessors risk properties
  • Incidental auto repair services for others
  • GKLL: $1 million max per location
  • EPLI coverage available
  • Abuse/molestation coverage

Inland Marine

  • Miscellaneous medical service equipment including defibrillators, radios, EKG’s, respirators, monitors, gurneys and stretchers
  • Support equipment including ATV’s, bariatric lifts, portable boats and powered cots
  • Tools used for vehicle and equipment maintenance

Excess

  • Follow Form Excess
  • Options up to $4 million Auto CSL and $4 million per occurrence/$6 million annual aggregate GL

Property

  • Building, Business Personal Property and Business Income coverages
  • Building over 20 years old need current updates to wiring, HVAC, plumbing and roof

Cyber Liability and Data Breach Response

  • Information Security & Privacy Liability - aggregate limits up to $1MM
  • Privacy Breach Response Services - limits up to $500K

Medical Malpractice

  • Limits up to $5 million per occurrence/$7 million annual aggregate

SUBMISSIONS

  • Ambulance Supplemental Application
  • Currently valued loss runs for the prior four years valued within the last 60 days of submission
  • Current vehicle list with year, make, model, VIN, value, passenger capacity and usage
  • Drivers list to include date of hire and certification and/or safety programs completed (where applicable)
  • While MVR’s are desired at time of quotation, they are not required. However, current dated MRVs will be needed prior to binding; ultimate pricing is dependent on review of actual MVRs
  • Inland marine schedules
  • View more details on the ambulance program
  • No longer charging for most midterm driver additions

**Drivers falling outside of acceptable driver guidelines may still be subject to additional premium charges and/or be subject to restrictions up to and including exclusion

For more information, contact Par Williams, 360.671.0500 or view the Ambulance Program Info Sheet

Lloyd's Auto Physical Damage and Cargo - Bellingham

Bellingham Underwriters has long been one of the most stable and reliable underwriting management firms in the country. We have broadened our ability to provide creative solutions with the addition of our Lloyd’s Auto Physical Damage and Motor Truck Cargo program. Our Lloyd’s Auto Physical Damage and Motor Truck Cargo accounts will be handled from start to finish by Bellingham Underwriters. Our approach incorporates standard policy forms, flexible underwriting, quick turnaround time and the exemplary customer service that you have come to expect.

States Covered

Arkansas, Arizona, California, Colorado, Idaho, Illinois, Montana, Nevada, Oregon, Texas, Utah and Washington
 

Coverage Highlights:

  • Auto Physical Damage: Maximum value any one vehicle $300,000 / $500,000 any one combined unit
  • Motor Truck Cargo: Limits up to $300,000 any one vehicle

Target Markets (not limited to)

  • Agricultural products – fruit, vegetables, feed, fertilizer, etc.
  • Autos
  • Building materials
  • Container
  • Dirt, rock, sand, gravel (including dirty dirt and frac sand, written selectively in urban areas)
  • Dry van general commodity carriers
  • Equipment haulers - including oversized/overweight haulers with specialty configurations and equipmemt
  • Flatbed (all types)
  • LTL freight forwarding operations
  • Mixed use classes - all mixed operation class (partial agriculture and sand and gravel or flatbed and produce etc)
  • Recycled/Refuse/Scrap Haulers - commercial recycling and refuse haulers, scrap metal haulers including metal debris removal
  • Refrigerated foods (regional hauls with fixed,regular routes)
  • Tanker Haulers - tanker haulers including wine, dairy operations, milk processed or raw, water, syrup, molasses, liquid fertilizers, petroleum (will not write pollution on petroleum haulers)
  • US Mail - contract haulers for USPS 
  • Vineyard - truckers associated with grape production, hauling, bottlng, processing 
     

Program Highlights

  • Claims administered by National Claims Management (current TPA for Bellingham Underwriters)
  • Standard Forms - Motor Carrier Form for Auto Physical Damage and Bellingham Underwriters Motor Carrier Form for Motor Truck Cargo
  • Mexican National drivers acceptable.

Not a Bellingham producer? Apply online at: https://www.bell-uw.com/Application

URL: https://www.bell-uw.com/

Workers' Comp – Contractors

Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers’ Compensation submissions. By working with Valiant, you’ll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, and multi-state accounts.
Our specialties include:
  • Automotive Service and Repair
  • Construction/Contractors
  • Habitational
  • Healthcare
  • Hospitality
  • Manufacturing
  • Mercantile
  • Schools
  • Transportation/Delivery
Access our markets:
Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.
Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.
States Available:
Arizona
California
Colorado
Florida
Georgia
Idaho
Illinois
Indiana
Michigan
Missouri
Montana
New Mexico
Nevada
Oregon
South Dakota
Utah

Contact
Robert Young
619-881-8661
RYoung@valiantinsuranceservices.com

URL: http://www.valiantinsuranceservices.com/

Workers' Comp - Trucking & Transportation

Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers’ Compensation submissions. By working with Valiant, you’ll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, and multi-state accounts.

Our specialties include:

  • Transportation/Delivery
  • Automotive Service and Repair
  • Construction/Contractors
  • Habitational
  • Healthcare
  • Hospitality
  • Manufacturing
  • Mercantile
  • Schools

Access our markets:

Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.

Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.

States Available:
Arizona
California
Colorado
Florida
Georgia
Idaho
Illinois
Indiana
Michigan
Missouri
Montana
New Mexico
Nevada
Oregon
South Dakota
Utah

Contact
Robert Young
619-881-8661
RYoung@valiantinsuranceservices.com

URL: http://www.valiantinsuranceservices.com/

Workers' Comp – Restaurants

Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers’ Compensation submissions. By working with Valiant, you’ll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, and multi-state accounts.

Our specialties include:

  • Restaurants
  • Automotive Service and Repair
  • Construction/Contractors
  • Habitational
  • Healthcare
  • Hospitality
  • Manufacturing
  • Mercantile
  • Schools
  • Transportation/Delivery

Access our markets:

Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.

Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.

States Available:
Arizona
California
Colorado
Florida
Georgia
Idaho
Illinois
Indiana
Michigan
Missouri
Montana
New Mexico
Nevada
Oregon
South Dakota
Utah

Contact
Robert Young
619-881-8661
RYoung@valiantinsuranceservices.com

URL: http://www.valiantinsuranceservices.com/

Workers' Comp – Roofers

Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers’ Compensation submissions. By working with Valiant, you’ll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, and multi-state accounts.

Our specialties include:

  • Roofing
  • Automotive Service and Repair
  • Construction/Contractors
  • Habitational
  • Healthcare
  • Hospitality
  • Manufacturing
  • Mercantile
  • Schools
  • Transportation/Delivery

Access our markets:

Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.

Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.

States Available:
Arizona
California
Colorado
Florida
Georgia
Idaho
Illinois
Indiana
Michigan
Missouri
Montana
New Mexico
Nevada
Oregon
South Dakota
Utah

Contact
Robert Young
619-881-8661
RYoung@valiantinsuranceservices.com

URL: http://www.valiantinsuranceservices.com/

Workers' Comp - Nursing Homes

Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers’ Compensation submissions. By working with Valiant, you’ll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, and multi-state accounts.

Our specialties include:

  • Automotive Service and Repair
  • Construction/Contractors
  • Habitational
  • Healthcare
  • Hospitality
  • Manufacturing
  • Mercantile
  • Schools
  • Transportation/Delivery

Access our markets:

Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.

Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.

States Available:
Arizona
California
Colorado
Florida
Georgia
Idaho
Illinois
Indiana
Michigan
Missouri
Montana
New Mexico
Nevada
Oregon
South Dakota
Utah

Contact
Robert Young
619-881-8661
RYoung@valiantinsuranceservices.com

URL: http://www.valiantinsuranceservices.com/

Workers' Comp - Hotels & Hospitality

Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers’ Compensation submissions.

By working with Valiant, you’ll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, and multi-state accounts.

Our specialties include:

  • Automotive Service and Repair
  • Construction/Contractors
  • Habitational
  • Healthcare
  • Hospitality
  • Manufacturing
  • Mercantile
  • Schools
  • Transportation/Delivery


Access our markets:


Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.

Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.

States Available:
Arizona
California
Colorado
Florida
Georgia
Idaho
Illinois
Indiana
Michigan
Missouri
Montana
New Mexico
Nevada
Oregon
South Dakota
Utah

Contact
Robert Young
619-881-8661
RYoung@valiantinsuranceservices.com

URL: http://www.valiantinsuranceservices.com/

General Liability - Contractors & Artisans

Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your GL submissions. By working with Valiant, you’ll have access to “A” or "A+" rated carriers (admitted and non-admitted).

Product highlights

  • $500 minimum premium in some instances
  • Limits up to $1M/$1M/$2M
  • 27 eligible classes
  • New ventures accepted
  • Annual sales up to $2.5M
  • Subcontracting up to 50%
  • 24 hour turnaround
  • Agency and premium financing offered


Targeted industries:

  • Artisan contractors
  • Automotive service and repair
  • Construction
  • Manufacturing
  • Real estate
  • Wholesalers

Access our markets:

Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.

Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.

States Available:
Arizona
California
Montana
New Mexico
Nevada
Oregon
Utah
Washington

Contact
Robert Young
619-881-8661
RYoung@valiantinsuranceservices.com

URL: http://www.valiantinsuranceservices.com/

General Liability – Manufacturing

Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your GL submissions. By working with Valiant, you’ll have access to “A” or "A+" rated carriers (admitted and non-admitted).

Product highlights:

  • $500 minimum premium in some instances
  • Limits up to $1M/$1M/$2M
  • 27 eligible classes
  • New ventures accepted
  • Annual sales up to $2.5M
  • Subcontracting up to 50%
  • 24 hour turnaround
  • Agency and premium financing offered


Targeted industries:

  • Artisan contractors
  • Automotive service and repair
  • Construction
  • Manufacturing
  • Real Estate
  • Wholesalers

Access our markets:

Agencies must have an established workers’ compensation book at the time of contracting. To discuss existing markets and the appointment process, contact RYoung@ValiantInsuranceServices.com.

Valiant was founded by Arrowhead General Insurance Agency, Inc., expressly for submissions that fall outside our program parameters.

States Available:
Arizona
California
Montana
New Mexico
Nevada
Oregon
Utah
Washington

Contact
Robert Young
619-881-8661
RYoung@valiantinsuranceservices.com

URL: http://www.valiantinsuranceservices.com/