Program Administrators - NSM Insurance Group

NSM Insurance Group

Programs & Coverages: Addiction Treatment Providers, Social Service Organizations, Habitational Insurance, Collector Car Insurance, Collectibles Insurance, Coastal Condo Hotel and Motel, Commercial Auto, Workers Compensation, Architects & Engineers and Design/Build Contractors, Sports & Wellness Insurance, Staffing Workers Compensation, Excess & Surplus Lines

M555 North Lane | Suite 6060 | Conshohocken, PA 19428

P610-808-9590

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Company Description

NSM Insurance Group has been developing, implementing, marketing and underwriting industry-specific insurance programs for niche markets for 25 years and is a leader in the wholesale brokerage arena.

Programs & Coverages

Addiction Treatment Providers

INSURANCE FOR THE BEHAVIORAL HEALTHCARE INDUSTRY

UNDERWRITING APPETITE

  • Addiction Treatment Facilities
    • Residential and Outpatient
  • Outpatient Mental Health Facilities
  • Sober Living and Supported Housing
  • Methadone Clinics
  • Alcoholics/Narcotics Anonymous

COVERAGE

  • General Liability
  • Professional Liability
  • Sexual and Physical Abuse Liability
  • Property
  • Equipment Breakdown
  • Automobile
  • Umbrella/Excess
  • Inland Marine
  • Crime
  • Employment Practices Liability
  • Fiduciary Liability
  • Participant/Volunteer Accident
  • Cyber Liability
  • Workers’ Compensation

PROGRAM FEATURES

  • Top Rated Carrier
  • Comprehensive Coverage
  • Competitive Commissions
  • Dedicated  Claims Team
  • Risk Management Tools
  • Direct Bill Plan – Monthly Installments

Contact
Krista Mayes
866-525-7347
khmayes@nsminc.com

URL: https://atpins.com/

Social Service Organizations

CARE PROVIDERS INSURANCE SERVICES

UNDERWRITING APPETITE

  • Head Start/ Early Childhood Intervention
  • Private/Charter Schools
  • Boys & Girls Clubs
  • Big Brothers Big Sisters
  • Community Action Agencies
  • PALs
  • Boy Scouts, Girl Scouts
  • Alternative Schools
  • Foundations
  • Youth Outreach Programs
  • Residential Facilities
  • Thrift Stores
  • YWCA
  • GED Programs
  • Goodwill
  • Volunteers of America
  • Museums
  • Family Counseling
  • Homeless Prevention
  • Financial/Mortgage Counseling
  • Domestic Abuse Services
  • Hospice
  • Senior Citizen Centers
  • Home Care Assistance
  • Junior Leagues
  • Volunteer Organizations
  • Horticultural Programs
  • Handicapped/ARC/ MRDD
  • Sheltered Workshops
  • Developmentally Disabled
  • Food Banks
  • Weatherization Programs
  • Halfway Houses
  • Homeless  Shelters
  • Missions/Churches
  • Beautification

COVERAGE

  • Property
  • Inland Marine
  • Crime
  • Cyber Liability
  • General Liability
  • Professional Liability
  • Sexual/Physical Abuse
  • Automobile
  • Accident
  • Directors &
  • Officers Liability
  • Employment
  • Practices Liability

PROGRAM FEATURES

  • Industry Expertise
  • Experienced In-House Underwriting
  • Available in All States

Contact
Chris Hale
877-852-3549
cmhale@nsminc.com

URL: http://www.ins-cps.com

Habitational Insurance

NON-ADMITTED E&S HABITATIONAL PROGRAM

HabPro is a package program tailored to non-coastal apartment complexes, condominiums, hotels, and motels. We are industry experts who understand that your clients need comprehensive protection from a wide variety of potential losses, and offer specialized coverage in one convenient package.

UNDERWRITING APPETITE

Non-Coastal Apartments, Condominiums, Hotels and Motels

COVERAGE

  • Property
    • Property Coverage Enhancement Endorsement
  • General Liability
  • Business Income
  • Equipment Breakdown
  • Crime
  • Hired & Non-Owned Auto

PROGRAM FEATURES

  • Top Rated National Carrier
  • In-house Underwriting & Service
  • 20+ Years of Staff Underwriting Experience

TERRITORIES

  • All states, excluding AK, FL, HI, & TX
  • Excluding the five boroughs of NYC

Contact
Joe Mossbrook
844-210-4947
jmossbrook@nsminc.com

URL: https://www.habpro.com

Collector Car Insurance

COLLECTOR CAR INSURANCE

UNDERWRITING APPETITE

  • Antique & Classic Cars, Trucks, and Motorcycles
  • Antique Tractors
  • Custom Cars & Trucks
  • Exotics & Modern Classics
  • Hot Rods
  • Jeeps
  • Kits & Replica Cars
  • Military Vehicles
  • Street Rods
  • Vehicles Undergoing Active Restoration

COVERAGE

  • Agreed Value
  • All Model Years (Including Exotics, Kits & Replicas)
  • Full Coverage (In Most States)
  • Spare Parts
  • TLC: Towing & Labor For The Collector
  • Full Glass Coverage (Varies by State)

PROGRAM FEATURES

  • Broad Coverage
  • Unmatched Personal Service
  • Automatic Coverage of New Additions
  • Risk Prevention Service
  • Freedom Tier
  • In-House Claims Department

Contact
Paul Choi
610-808-9768
paulchoi@nsminc.com

URL: http://www.americancollectors.com

Collectibles Insurance

COLLECTIBLES INSURANCE

UNDERWRITING APPETITE

  • Automotive Memorabilia
  • Clocks (Antique/Collectible)
  • Crystal/Glass
  • Comic Books/Comic Art
  • Coins & Stamps
  • Figurines
  • Guns (Pre & Post WWII)
  • Jukeboxes
  • Model Trains & Layouts
  • Movie & Sports Memorabilia
  • Prints (Limited Editions)
  • Quilts (Antique)
  • Toys & Action Figures
  • Wine & Accessories + More

COVERAGE

  • Agreed Value
  • Fire
  • Flood
  • Hurricane
  • Earthquake
  • Accidental Breakage
  • Theft

PROGRAM FEATURES

  • Broad Coverage
  • Unmatched Personal Service
  • Inflation Guard Protection
  • Automatic Coverage of New Additions
  • Collector's Choice

Contact
Paul Choi
610-808-9768
paulchoi@nsminc.com

URL: http://www.americancollectors.com

Coastal Condo Hotel and Motel

UNDERWRITING APPETITE

We specialize in coastal condominium associations

COVERAGE

  • Property (wind damage included)
    • Property Coverage Enhancement Endorsement
  • General Liability
  • Business Income
  • Equipment Breakdown
  • Crime
  • Hired & Non-Owned Auto

PROGRAM FEATURES

  • Top Rated National Carrier
  • Industry Expertise
  • Over 10 Years Experience
  • Providing Wind Capacity to the Coastal Condo Market
  • One Policy Form
  • In-house Underwriting & Service
  • Specialized Claims Handling

TERRITORIES

All coastal counties from Maine to Texas

Contact
Michael Egan
844-898-8412
mpegan@nsminc.com

URL: http://www.coastalchamp.com

Commercial Auto

UNDERWRITING APPETITE

  • Tow Trucks
  • Used Car Dealers
  • Repair & Body Shops
  • Heavy Truck Repair
  • Auto Dismantlers
  • Used Truck Dealers

COVERAGE

  • Auto Liability
  • General Liability
  • GKLL On-Hook/Cargo
  • Property
  • Excess
  • Auto Dealer Liability
  • Dealer Plates
  • Dealers Open Lot
  • Worker's Compensation*

PROGRAM FEATURES

  • Towing Program since 1987
  • Highest Level of Experts in the Industry
  • Tow Truck Program Available in All States Except NY, MA, & WY
  • All Other Programs Available in All States Except NY & MA
  • "A" Rated, Admitted Carriers

Contact
Ken Murray
855-725-9611
kmurray@kbkinsgroup.com

URL: http://www.kbkinsgroup.com

Workers Compensation

YOUR RESOURCE FOR WORKERS’ COMPENSATION

UNDERWRITING APPETITE

  • Social Service Organizations
  • Addiction Treatment Centers
  • Equine
  • Tow Truck Operations
  • Transportation:
    • Short Haul Trucking
    • No Emergent Transportation
    • School Bus Operations
  • Manufacturers
  • Retailers/Wholesalers
  • Warehouses
  • Artisan Contractors
  • Auto Service and Repair
  • Restaurants
  • Healthcare Facilities
  • Machine Shops
  • Hotels
  • Non-Profits
  • Building Operations
  • Janitorial Services
  • Schools
  • Beer Distributors

PROGRAM FEATURES

  • Top Rated Carriers
  • Available in All States
  • In-House Expert Underwriting
  • Great Commissions
  • Quick Turnaround
  • Outstanding Service
  • Premium Financing

Contact
Jim Gara
610-808-9586
jagara@nsminc.com

URL: http://www.nsmworkcomp.com/

Architects & Engineers and Design/Build Contractors

PROFESSIONAL LIABILITY

UNDERWRITING APPETITE

  • All architectural and engineering disciplines with billings under $20,000,000 and all contracting risks with revenues under $150,000,000
  • Disciplines include:
    • Architecture
    • Chemical Engineering
    • Civil Engineering
    • Communication
    • Engineering
    • Construction
    • Management (agency)
    • Contractors
    • Design/Build
    • Electrical Engineering
    • Environmental Engineering
    • Forensic Engineering
    • HVAC Engineering
    • Interior Design
    • Land Surveying
    • Landscape Architecture
    • Mechanical Engineering
    • Process Engineering
    • Soils/Geotechnical Engineering
    • Structural Engineering 
    • Testing Labs
    • Traffic Engineering

ADVANTAGES

  • Admitted Carrier
    • Rated A+ XV Superior by AM Best
  • Superior Claims Handling
  • Robust Risk Management Services
    • A 5% credit may be earned by participating in our risk management workshops
  • Unparalleled Service
  • Broad Coverage
  • Surplus Lines Programs for E&S business
  • First Dollar Defense Endorsement Available
  • Pre-claims Assistance Included

LIMIT PROFILE

  • Up to $5M in Limits Available (each claim and aggregate)
    • Specific Project and Specific Client Limits Available

MINIMUM PREMIUM: $4,000

Contact
Sandip Chandarana
855-725-9616
sandip@puainc.com

URL: http://www.puainc.com

Sports & Wellness Insurance

ON AND OFF THE FIELD, WE’VE GOT YOU COVERED

UNDERWRITING APPETITE

  • Amateur Sports
  • Fitness Centers
  • Health Clubs
  • Yoga Studios
  • Martial Arts Studios
  • Recreational Facilities (including batting cages)
  • Cycling
  • Running
  • Swimming

COVERAGE

  • Property
  • General Liability
  • Cyber Liability
  • Crime
  • Inland Marine
  • Hired & Non-Owned Automobile
  • Umbrella  Liability Insurance
  • Directors & Officers Liability
  • Accident & Health Insurance

PROGRAM FEATURES

  • ‘A’ Rated Carrier
  • Admitted and Non-Admitted
  • Industry Expertise
  • Experienced In-House Underwriting
  • Available in All States

Contact
Chris Smyth
610-808-9599
crsmyth@nsminc.com

URL: http://www.nsmsportsinsurance.com

Staffing Workers Compensation

STAFFING LINES - WORKERS’ COMPENSATION FOR THE STAFFING INDUSTRY

UNDERWRITING APPETITE

  • Temporary & Long-Term Staffing Firms
  • Social Services
  • Non-Profits
  • Minimum Premiums
    • 15K for Professional/Clerical Only Risks
    • $25K for Pick/Pack and Hospitality (no heavy lifting or machinery operations)
    • $50K for Light Industrial
  • Various Experience Mod Levels
  • Available in All States
  • No PEOs or Employee Leasing

FIRST CLASS SERVICE

  • New Client Approval/Class Code Assignment Process
    • 24 Hour Turnaround
  • Client Class Code Verification for Existing Clients
  • Risk Management Services
  • Return to Work Assistance
  • Aggressive Claims Handling
  • Claims Reviews
    • Access to claim system for real-time claim notes
    • Claims liaison

PROGRAM FEATURES

  • 20+ Years Experience
  • In-House Underwriting
  • Team of Staffing Specialists
  • Top Rated Carriers
  • Pay-As-You-Go Program
  • Guaranteed Cost

Contact
Jim Gara
610-808-9586
jagara@nsminc.com

URL: http://www.staffinglines.com

Excess & Surplus Lines

Specialty E&S focuses on small commercial liability and property business on a non-admitted basis. We write property and liability insurance products for over 600 classes of business.

TARGET CLASSES

  • Apartments
  • Building- Lessors Risk Only
  • Special Events
  • Vacant Buildings
  • Convenience & Grocery Stores
  • Day Care Centers
  • Exercise/Health Studios
  • General & Artisans Contractors
  • Warehouses
  • Handypersons
  • Hotel & Motels
  • Mercantile Risks
  • Manufacturers & Distributors
  • Restaurants, Bars, & Taverns
  • And Many More

SERVICES PROVIDED

  • “A” Rated Carriers
  • In-House, Expert Underwriters
  • Online Quotes with Quick Turnaround
  • Competitive Commissions
  • Excellent Service
  • Available in All States
  • Hundreds of Eligible Classes

Contact
Joe Mossbrook
844-210-4947
jmossbrook@nsminc.com

URL: http://www.habproins.com