Program Administrators - NSM Insurance Group

NSM Insurance Group

Programs & Coverages: ATP — Behavioral Healthcare Insurance, Care Providers Insurance Services – Nonprofit and Social Services Insurance, HabPro Insurance – Commercial Real Estate Insurance, American Collectors Insurance – Collector Car & Collectibles Insurance, True Transport Insure — Owner-Operator Insurance for the Trucking Industry, CHAMP – Coastal Condo Insurance, KBK Insurance Group — Commercial Towing & Garage Insurance, AllComp Solutions — Workers Comp Insurance for a Wide Variety of Industries, Professional Underwriters Agency (PUA) – Liability Insurance for Architects and Engineers, Sports & Wellness Insurance, Staffing Lines — Workers Comp Insurance for Temp Staffing Agencies

M555 North Lane | Suite 6060 | Conshohocken, PA 19428

P800.970.9778

Request a Quote/Information

Company Description

NSM Insurance Group is the nation’s leading specialty insurance provider, exclusively focused on building successful insurance programs

For more than 30 years, NSM has been committed to delivering industry-specific insurance programs that help agents meet the unique needs of their customers and fuel market growth through innovative development, underwriting, distribution and claims management.

Programs & Coverages

ATP — Behavioral Healthcare Insurance

ATP, a best-in-class program built by NSM Insurance Group, was designed to provide insurance for the behavioral healthcare industry. Our underwriters focus exclusively on this sector and understand the complexity of the exposures addiction treatment and mental healthcare providers encounter. With more than 15 years of experience, our expertise and range of coverage offerings allow us to tailor unique insurance plans to meet the specific needs of our clients. 

Trust our expert underwriting team to quote and bind your behavioral healthcare accounts today.

Eligible Classes

While most behavioral health providers share a common mission, we understand the treatment programs and services of each is unique.  ATP specializes in protecting many types and levels of care within the behavioral health industry.
 - 
Addiction Treatment Facilities
 - 
Outpatient Mental Health Facilities
 - 
Methadone Clinics – Opioid Treatment Providers
 - 
Sober Living Homes/Recovery Residences
 - 
Faith-Based Treatment Programs
 - 
Vocational and Life Skills Training Programs
 - 
Eating Disorder Programs
 - 
Gambling Addiction Programs
 - 
Sexual Addictions Programs (Level I Only)
 - 
DUI Programs/Court-Ordered Classes
 

Program Coverages
 - 
General Liability
 - 
Sexual and Physical Abuse Liability
 - 
Professional Liability
 - 
Property
 - 
Equipment Breakdown
 - 
Commercial Auto
 - 
Umbrella
 - 
Inland Marine
 - 
Crime
 - 
Participant/Volunteer Accident
 - 
Cyber
 

Click here to view our Coverages & Appetite Guide

Why Work with ATP?
 - 
Exclusive A-rated carrier
 - 
Comprehensive package policy
 - 
In-house quoting, binding, issuing and servicing
 - 
Open brokerage, no minimum volume, incentive-based commissions paid
 - 
Dedicated in-house claims team
 - 
Specialized loss control/risk management
 - 
Premium discounts available for certain accreditations and association memberships
Direct bill pay — monthly installments

Contact
Krista Mayes
866-525-7347
khmayes@nsminc.com

URL: https://nsminc.com/programs/atp/

Care Providers Insurance Services – Nonprofit and Social Services Insurance

With more than 25 years of experience, Care Providers Insurance Services (CPS), a best-in-class program built by NSM Insurance Group, provides insurance for nonprofit and social service organizations that serve communities across the country. Our underwriters are true experts in this unique sector and will tailor insurance plans to include the critical coverages that nonprofit organizations need so they can spend less time worrying about their insurance and more time carrying out their missions.

Trust our expert underwriting team to quote and bind your social service accounts today.

Robust Appetite, Including:
 
- Community Action Agencies
 - 
Head Starts
 - 
YWCAs
 - 
Boys & Girls Clubs
 - 
Missions
 - 
Shelters
 - 
Big Brothers Big Sisters
 - 
Counseling Services
 - 
Private & Charter Schools
 - 
Churches
 - 
Pregnancy Centers


Coverages:
 
- General Liability
 - 
Professional Liability
 - 
Sexual and Physical Abuse Liability
 - 
Automobile
 - 
Property
 - 
Equipment Breakdown
 - 
Umbrella/Excess
 - 
Crime
 - 
Inland Marine
 - 
Cyber Liability
 - 
Directors & Officers Liability
 - 
Employment Practices Liability
 - 
Fiduciary Liability
 - 
Participant/Volunteer Accident

 

Click here to view our program brochure with more information

 

Why Work with CPS?
 
- 25+ years of experience insuring nonprofits and social service organizations
 - 
Expert in-house underwriting
 - 
Competitive pricing
 - A+ rated carrier
 - 
In-house claims team
 - 
Best coverage forms in the industry

Contact
Chris Hale
972-427-4199
cmhale@nsminc.com

URL: https://nsminc.com/programs/care-providers-insurance-services/

HabPro Insurance – Commercial Real Estate Insurance

HabPro Insurance is a best-in-class Commercial Real Estate (CRE) insurance program specializing in package and mono-line property for apartments and condominiums. Built by NSM Insurance Group, the nation’s leading provider of specialty insurance programs, HabPro is available on a non-admitted basis and is focused on providing competitive coverage to the small and middle-market arena.

Trust our expert underwriting team to help you with hard-to-place habitational risks across the country!

Appetite Guide
 - Up to $15M Property TIV per location
 - 
Non-coastal apartments and condos
 - 
Multi-family homes
 - 
Student housing
 - 
PC 1-8
 - 
Risks with less than 15% subsidized or 30% mercantile
 - 
Available in all states, excluding Alaska, Hawaii, Florida and the five boroughs of New York
   City

Program Coverages
 
- Robust Property Enhancement Endorsement, which includes various sub-limit coverages
 - 
Business Income
 - 
Equipment Breakdown
 - 
Ordinance & Law (up to 10% for B & C individually or combined)
 - 
Hired & Non-Owned Auto


Click here to view our program guide with more information


Why Work with HabPro?
 
- A+ rated national carrier
 - 
Exclusive policy forms
 - 
Competitive coverages
 - 
Creative solutions for traditional & non-traditional accounts
 - 
Dedicated underwriting expertise
 - 
In-house claims team
 - 
Superior service

Contact
Joe Mossbrook
610-808-9499
jmossbrook@nsminc.com

URL: https://nsminc.com/programs/habpro/

American Collectors Insurance – Collector Car & Collectibles Insurance

American Collectors Insurance (ACI) provides top-rated insurance for a wide variety of collectibles and collector’s items, including Agreed Value auto insurance for collector vehicles, classic cars, vintage cars, antique trucks and classic motorcycles. With a mission to “Embrace, Protect and Expand the Collector Community,” the brand has shared in the excitement of fellow collectors since 1976.

ACI offers the industry leading
TreasureGuardTM Collector/Classic Car policy, which includes additional benefits and coverage options to create custom-tailored policies to meet each collector’s specific needs.

Contact
Paul Choi
610-808-9768
paulchoi@nsminc.com

URL: https://americancollectors.com

True Transport Insure — Owner-Operator Insurance for the Trucking Industry

With more than 20 years of experience, True Transport Insure (TTI) — a best-in-class program built by NSM Insurance Group — provides high-performance owner-operator insurance programs, along with coverage for motor truck cargo and a growing list of risks in the trucking industry. TTI works with multiple A-rated carriers to provide robust coverage that meets the unique needs of more than 20,000 owner-operators, ranging in fleet size from 5-3,000.

TTI offers a state-of-the-art insurance management platform called TrueAdvantage that automates and seamlessly manages the administrative process for both agents and insureds from start to finish — enabling efficiencies and delivering added value.


Trust our expert underwriting team to quote and bind your trucking accounts today.

Owner-Operator Coverages
 
- Physical Damage
 - 
Non-Trucking Liability (Bobtail)
 - 
Occupational Accident with Contract Liability
 - 
Major Medical and Mini-Med Options
 - 
Workers’ Compensation
 - 
Member-Owned Group or Single Parent Captives

Motor Truck Cargo Coverages
 
- Pollutant Cleanup
 - 
Reloading Expenses
 - 
Trailer Interchange
 - 
Debris Removal
 - 
Spoilage/Freezing
 - 
Additional Inland Marine Coverage

Why Work with TTI?
 
- 20+ years of experience insuring the trucking space
 - 
Trucking and risk management insights
 - 
Competitive quotes
 - 
Market access and leverage
 - 
Technology and innovation
 - 
Creativity and flexibility
 - 
In-house claims team

Contact
Jim Birkhead
610-808-9559
jcbirkhead@nsminc.com

URL: https://nsminc.com/programs/true-transport-insure/

CHAMP – Coastal Condo Insurance

CHAMP, a best-in-class program built by NSM Insurance Group, is a package program tailored to coastal, wind-exposed condominium associations. We have a 16-year track record of providing wind capacity to the coastal condo market. Our program is available in all states from Maine through Texas.

Trust our expert underwriting team to quote and bind your coastal condo accounts today.

Key Coverages
 
- Property (wind damage included)
 - 
Property Coverage Enhancement Endorsement
 - 
General Liability
 - 
Cyber Liability
 - 
Business Income
 - 
Equipment Breakdown
 - 
Crime
 - 
Hired and Non-Owned Auto

Territories
 - 
East Coast: All states
 - 
Gulf States: All states

Submission Requirements
 
- 
Acord Applications
 - 
CHAMP Supplemental Application
 - 
Three years currently valued loss runs

Why Work with CHAMP?
 
- 
Backed by top-rated national carriers
 - 
In-depth industry expertise
 - 
One policy form
 - 
In-house underwriting and service

Contact
Michael Egan
844-898-8412
mpegan@nsminc.com

URL: https://nsminc.com/champ

KBK Insurance Group — Commercial Towing & Garage Insurance

The leading market for more than 30 years, KBK Insurance Groupa best-in-class program built by NSM Insurance Group – provides property and casualty insurance coverage for hard-to-place risks, including commercial tow truck companies, the garage space and auto salvage, dismantling and recycling companies.

Trust our expert underwriting team to quote and bind your commercial auto accounts today.

Key Coverages
 
- Commercial Auto Liability
 - 
General Liability
 - 
Garage Keepers Legal Liability
 - 
Auto Physical Damage
 - 
Facility Property Coverage
 - 
Workers’ Compensation
 - 
On-Hook/Cargo
 - 
Hired Car/Non-Ownership
 - 
Dealer Plates

Click here to view our program overview with more information

Why Work with KBK?
 
- A+ rated national carrier
 - 
Exclusive market for non-franchised auto salvage & dismantling
 - 
Trusted one-stop shop for garage & towing risks
 - 
No radius limits for towing
 - 
Competitive coverages & policy forms
 - 
Specialized experience and expertise
 - 
Access to dedicated underwriter
 - 
Commercial package policy
 - 
Fast turnaround times
 - 
In-house claims team

Contact
Brian Atkinson
205-310-2121
brianatkinson@kbkinsgroup.com

URL: https://kbkinsgroup.com

AllComp Solutions — Workers Comp Insurance for a Wide Variety of Industries

With over 25 years of experience, AllComp Solutions is the one-stop shop for comprehensive and competitive workers’ compensation coverage. Named one of the top 10 workers’ comp solutions in the country, AllComp specializes in niche industries and understands the unique exposures they face.
 
A best-in-class program built by NSM Insurance Group, AllComp offers monoline workers’ compensation solutions to a wide array of businesses across all 50 states. Unlike those other companies who just dabble in workers' comp, AllComp knows how to navigate the complexities associated with these risks.
 
Trust our expert underwriting team to quote and bind your workers’ comp accounts today.
 
Eligible Classes
 - School and Social Services
 - Transportation and Towing
 - Equestrian
 - Agriculture
 - Healthcare
 - Manufacturing
 - Food & Beverage
 - Artisan Contractors
 - Construction
 
 
Why Work with AllComp?
 - 
Access to a robust network of top-rated carriers across the U.S.
 - 
More than 200+ approved class codes
 - 
Full, upfront commissions on select exposures
 - 
Available in all 50 states
 - 
Outstanding customer service
 - 
Named a Top 10 Workers’ Compensation Provider in the U.S. in 2020 by Manage HR Magazine

 

Contact
Jim Gara
610-808-9586
jagara@nsminc.com

URL: http://www.allcompsolutions.com

Professional Underwriters Agency (PUA) – Liability Insurance for Architects and Engineers

Professional Underwriters Agency (PUA), a best-in-class program built by NSM Insurance Group, specializes in underwriting Architects and Engineers (A&E), Design Build & Contractors and other lines of non-medical Professional Liability/Errors & Omissions insurance. Formed in 1990, our team has more than 75 years of combined underwriting experience — delivering unmatched expertise and exceptional service to our agent partners across the country.

Trust our expert underwriting team to quote and bind your accounts today.

Underwriting Parameters
 
- All architectural and engineering disciplines with billings under $30M
 - 
Disciplines include Architecture, Civil Engineering, Construction Management, Electrical
   Engineering, Environmental Engineering, HVAC Engineering, Interior Design, Land
   Surveying, Landscape Architecture, Mechanical Engineering, Process Engineering, Traffic
   Engineering and many others


Alternative Program
 - PUA also has programs on a surplus lines basis for E&S business

Why Work with PUA?
 
- Admitted carrier, rated A+ Superior by A.M. Best
 - 
In-house claims team
 - 
Robust risk management services, including unlimited contract reviews, toll free hotline and
   webinars for CE credits provided by Kent Holland, Construction Risk
 - 
Unparalleled service with 24-hour turnaround time
 - 
Broad coverage
 - 
Special interest-free financing available
 - 
Multi-year policy available for firms with under $350,000 in billings

Contact
Sandip Chandarana
630-572-0600 x1601
sandip@puainc.com

URL: https://puainc.com

Sports & Wellness Insurance

Sports & Wellness Insurance has been the leading provider of specialized sports facility insurance for over 20 years. Built by NSM Insurance Group, the nation’s leading provider of specialty insurance programs, the program focuses on franchise fitness facilities, large gyms, health clubs, college intramural sports, amateur/youth sports and camps, martial arts studios and more.

If you play it, we cover it! Trust our expert underwriting team to quote and bind your sports and wellness accounts today.

Appetite Guide
 
- Franchise fitness chains
 - 
Amateur and youth sports
 - 
College and university registered student organizations (intramural sports & clubs)
 - 
Gyms and health clubs
 - 
Martial arts studios (no sparring)
 - 
Gymnastics studios
 - 
Recreational facilities
 - 
Yoga studios

Program Coverages
 
- Accident
 - 
Crime
 - 
Cyber
 - 
General Liability
 - 
Hired & Non-Owned Automobile
 - 
Inland Marine
 - 
Property Insurance
 - 
Sexual Abuse & Molestation
 - 
Umbrella Liability Insurance

Click here to view our program guide with more information

Why Work with Sports & Wellness?
 
- Industry expertise
 - 
A-rated carrier
 - 
Admitted & non-admitted available
 - 
Dedicated, in-house claims team
 - 
Nationwide footprint
 - 
Premier risk management services

Contact
Chris Smyth
610-808-9599
crsmyth@nsminc.com

URL: https://info.nsmsportsinsurance.com

Staffing Lines — Workers Comp Insurance for Temp Staffing Agencies

Specializing in insurance solutions for temporary, permanent and outplacement agencies, Staffing Lines has been the partner of choice for agents serving the staffing industry for more than 25 years. With the support of our team of seasoned underwriters, our coverages are designed to fulfill a wide range of insurance needs and each policy is tailored to address the insureds’ unique exposures. A best-in-class program built by NSM Insurance Group, we are a one-stop shop for all your insurance needs for the staffing industry.

Trust our expert underwriting team to quote and bind your staffing industry accounts today.

Staffing Lines Insures All Types of Staffing Firms, Including:
 - Contract Placement Firms
 - Temporary Staffing Agencies
 - Direct Placement Firms
 - Clerical/Professional
 - Light Industrial
 - Healthcare/Medical
 - Schools/School Buses
 - Nonprofits
 - Hospitality

Available Program Structures:
 - Guaranteed Cost
 - Deductible
 - PEO/Captive Options


Click here to view our program overview with more information


Why Work with Staffing Lines?
 - Exclusive relationship  and access to network of A+ carriers across the U.S.
 - Multiple carrier options for workers’ comp
 - Available in all 50 states
 - Worldwide coverage options
 - Pay-as-you-go program
 - Low minimum premiums
 - Premier loss control services
 - In-house claims team
 - Assistance in providing correct class coding and workers’ comp rate for your new and
   existing clients

Contact
Jim Gara
610-808-9586
jagara@nsminc.com

URL: https://info.staffinglines.com