Program Administrators - NSM Insurance Group

NSM Insurance Group

Programs & Coverages: Addiction Treatment Providers Insurance Program, Care Providers - Social Service & Nonprofits, HabPro, American Collectors Insurance, True Transport Insure, Coastal CHAMP Condo Insurance, KBK Insurance Group, AllComp - Workers' Compensation Solutions, Professional Underwriters Agency (PUA), Sports & Wellness Insurance, Staffing Lines - Workers' Compensation & Package for Temp Staffing, Global- Foreign Business & Diplomatic Entities Insurance

M555 North Lane | Suite 6060 | Conshohocken, PA 19428


Request a Quote/Information

Company Description

NSM Insurance Group is the nation’s leading specialty insurance provider, exclusively focused on building successful insurance programs

For more than 30 years, NSM has been committed to delivering industry-specific insurance programs that help agents meet the unique needs of their customers and fuel market growth through innovative development, underwriting, distribution and claims management.

Programs & Coverages

Addiction Treatment Providers Insurance Program

Addiction Treatment Providers Insurance Program, a division of NSM Insurance Group, has been at the forefront of offering industry-specific coverages and risk management strategies for over 15 years and was designed to provide the protection the behavioral healthcare sector requires to continue to do its work.

Our underwriters understand the complexity of the exposures that addiction treatment and mental health facilities face. Our program was developed to include the unique coverages the industry needs.

Program Coverages


  • Building & Personal Property
  • Business Interruption
  • Boiler & Machinery
  • EDP
  • Crime
  • Inland Marine
  • Property Extension Endorsement


  • Comprehensive General Liability - Occurrence or Claims Made Options
  • Damage to rented premises
  • Sexual and Physical Abuse Liability
  • Personal Injury Liability
  • Employee Benefits Liability
  • Medical Payments Coverage
  • Coverage for fund-raising events
  • General Liability Extension Endorsement


  • Professional Liability - Occurrence Form or Claims Made Options
  • Option to include Physicians / Psychiatrists


  • Auto CSL - $1,000,000
  • Symbol 1 liability coverage


  • Limit up to $5,000,000
  • Included Professional and Abuse Liability
  • Directors & Officers Liability Employment Practices Liability

Program Highlights

  • Expert Underwriting Team
  • Exclusive "A" Rated Carrier
  • Enhanced Package Policy
  • Dedicated Claims Team


Specialty Classes

While most behavioral health providers share a common mission, we understand the treatment programs and services of each is unique.  ATP specializes in protecting many types and levels of care within the behavioral health industry – from residential, to MAT to sober living.

  • Outpatient Addiction Treatment Facilities
  • Residential Addiction Treatment Facilities
  • Medication-Assisted Treatment (MAT) Clinics
  • Sober Living Homes/Recovery Residences
  • Outpatient Mental Health Facilities
  • And More

Krista Mayes


Care Providers - Social Service & Nonprofits

Care Providers Insurance Services, a program built by NSM Insurance Group, delivers comprehensive insurance solutions to those who serve our communities.

Our underwriters focus exclusively on insurance for nonprofit and social service organizations across the U.S., and have done so for more than 25 years. This expertise allows us to tailor insurance plans to include the critical coverages nonprofit organizations need, so they can spend less time worrying about their insurance — and more time carrying out their missions.

Specialty Classes

  • Community Action Agencies
  • ID/DD Organizations
  • Hospice/Home Healthcare
  • Faith-based Organizations
  • Animal Shelters
  • Private & Charter Schools
  • Women's / Homeless Shelters
  • Youth/Adult/Family Services
  • And More!

Program Highlights

  • 25+ years of experience specializing in comprehensive insurance
  • Direct access to your in-house underwriter
  • A guaranteed response within 48 hours for every new business submission
  • Quotes from A+ rated carriers

Chris Hale



HabPro Insurance is a best-in-class Commercial Real Estate (CRE) insurance program specializing in package and mono-line property for apartments and condominiums. Built by NSM Insurance Group, the nation’s leading provider of specialty insurance programs, HabPro is available on a non-admitted basis and is focused on providing competitive coverage to the small and middle-market arena.

Program Coverages

  • Robust property enhancement endorsement, which includes various sub-limit coverages
  • Business income
  • Equipment breakdown
  • Ordinance & law (up to 10% for B & C individually or combined)
  • Hired & non-owned auto

Program Features

  • A+ rated national carrier
  • Competitive coverages and policy forms
  • Creative solutions for traditional & non-traditional accounts
  • Dedicated underwriting expertise
  • In-house claims service
  • Superior service

Appetite Guide

  • Up to $15MM Property TIV per location
  • Apartments, condos, student housing, independent living communities & more
  • Risks with less than 15% subsidized or 30% mercantile
  • Available in all states (excluding Alaska, Hawaii, Florida and the five boroughs of New York City)

Joe Mossbrook


American Collectors Insurance

Program Coverages:

  • Agreed Value Insurance Policies for Collector Vehicles & Collectibles
  • Flexible Mileage Plans
  • Discounts for Car Club Members
  • Discounts for High-Value Vehicles and Larger Collections
  • Inflation Guard Protection for total losses (Up to 6% Max)
  • Spare Parts Coverage
  • Towing & Labor Plans  

Program Highlights:

  • Top Ranked Collector Car Insurance Company (Trustpilot, Facebook, & Google)
  • TreasureGuard™ Policy Enhancements
  • Limited Edition Certificate of Collectability Program
  • “Classic to the Core” Monthly Newsletters
  • Collector Car Community & Contests
  • Friends & Family Referral Opportunities

Program-Specific Bonus Section:

  • Agreed Value Policies    
  • Knowledgeable Collector Insurance Specialists
  • Save 40% vs Standard Auto Insurance
  • Live Chat Options
  • Repair Shop of Your Choice
  • Dedicated Claims Team


Note - Discounts, coverages and options may vary by state.

Paul Choi


True Transport Insure

TRUE Transport Insure (TTI), a division of NSM Insurance Group, is committed to providing high value, low cost and convenient insurance products and services for the trucking industry. For over 20 years, we have provided Sponsoring Motor Carriers and Owner Operators insurance from A-rated carriers that meets the unique needs of your clients working in the trucking business. We are a single source for all of your client’s insurance needs; you only need to make one call!

We design, implement and manage the owner-operator program for our agents and their customers. We are here to help you. Our volume discounts for trucking insurance, products and services will help reduce the operating costs for the truckers and trucking companies that you work with.

Program Coverages

  • Physical Damage Insurance – including downtime, GAP, towing, and electronics.

  • Non-Trucking Liability (Bobtail)
  • Occupational Accident with contract liability
  • Individual Major Medical and Mini-med options
  • Accident Plan
  • Medical Bridge
  • Life Insurance

Program Highlights

  • Coverage of fleets from 5-5,000 drivers
  • Access to the whole marketplace for owner-operator insurance and multiple competitive quotes
  • Flexibility to meet client needs
  • Turnkey technology solution that eliminates the need for you or the motor carrier to handle administrative paperwork
  • Team of program administrators and managers to oversee the program
  • Footprint in all 50 states, with success in placing coverage in heavily regulated states
  • Extensive knowledge of the unique needs, coverages, regulatory environment and emerging trends affecting the industry
  • Responsive customer service

With True Transport Insure’s state-of-the-art TrueAdvantage insurance management system, you and your insureds can forget about the time-consuming, manual administration of owner-operator programs. We’ll do it all for you. Leveraging advanced technology, our team at TTI automates and manages the administrative process seamlessly from start to finish — enabling efficiencies and delivering added value for you and your clients. This includes:

  • Collecting all applications
  • Adding/deleting drivers 
  • Issuing Certificates of Insurance
  • Coverage verification
  • Monthly reporting
  • Itemized billing

Jim Birkhead


Coastal CHAMP Condo Insurance

Coastal CHAMP is a package program tailored to coastal, wind-exposed condominium associations. We have a 15-year track record of providing wind capacity to the coastal condo market. Our program is available in all states from Maine through Texas.

Program Coverages

  • Property (wind damage included)
  • Property coverage enhancement endorsement
  • General Liability
  • Cyber Liability
  • Business Income
  • Equipment Breakdown
  • Crime
  • Hired and Non-Owned Auto

Program Features

  • Top-rated national carrier
  • Industry expertise
  • One policy form
  • In-house underwriting & service
  • Specialized Claims Handling

Michael Egan


KBK Insurance Group

KBK has been delivering innovative insurance products for over 25 years. Towing Vehicles and Used Car Dealers were the company’s lead programs in the early to mid-1990’s.  By the late 1990’s, the Company added a Body Shop/ Repair and Used Truck Dealers programs followed by the Auto Dismantling program in 2004.  In 2018, KBK introduced an expanded truck dealers program that now includes New and Used Truck Dealers.

Program Coverages

  • Commercial Auto Liability
  • Auto Physical Damage
  • General Liability
  • Garagekeepers Legal Liability
  • Facility Property Coverage
  • Workers’ Compensation
  • On-Hook/Cargo
  • Hired Car/Non-Ownership
  • Dealer Plates

Excess Liability

  • Other Specialty Offerings
  • Used Car ´╗┐Dealers
  • Auto Dismantlers & Recyclers
  • Body Shop & Heavy Truck Repair
  • Used Truck Dealers

Program Highlights

  • Your one-stop-shop for comprehensive and cost-effective coverage for the commercial towing industry
  • Backed by an A Rated carrier 
  • In addition to standard auto liability and physical damage coverages, we offer robust ancillary coverages and workers’ comp
  • Fast turnaround times for rating, quoting and binding policies 
  • Success placing coverage in heavily regulated states
  • No radius limits, 30 days or less policy issuance and no extra fees

Ken Murray


AllComp - Workers' Compensation Solutions

For more than 25 years, AllComp Solutions has been committed to providing high-value, low-cost and convenient workers’ compensation insurance and services across a variety of niche industries. And unlike other companies who just dabble in workers’ comp, we have the experience to help you navigate the complexities and ensure your clients are fully covered.

Whether it's employees in an office space or on a job site, we are committed to managing your risk through amazing customer service and claims management.

Eligible Classes

  • Transportation/towing
  • Manufacturing
  • Equine
  • Security guards
  • Janitorial
  • Hotels/motels
  • Addiction treatment
  • Social services
  • Healthcare

Program Highlights

  • Access to top-rated carriers
  • Over 200+ approved class codes
  • Upfront commissions
  • Fast turnaround
  • Outstanding customer service
  • Countrywide (not including monopolistic states)

Jim Gara


Professional Underwriters Agency (PUA)

Professional Underwriters Agency (PUA), a division of NSM Insurance Group, specializes in underwriting Architects and Engineers (A&E), Design Build & Contractors and other lines of non-medical Professional Liability/Errors & Omissions insurance. Formed in 1990, our staff has over 75 years of combined underwriting experience with unmatched expertise in the industry in the area of A&E professional liability insurance. We are pleased to extend our deep knowledge and expertise to our agency partners, and are proud of the exceptional and consistent service we deliver.

Program Coverage

  • The policy holder's privacy breach notification costs
  • Third party privacy breach notification cost
  • Regulatory actions and investigations
  • Technology errors and omissions
  • System business interruption
  • Consequential reputational harm
  • Cyber liability
  • Privacy liability
  • System damage
  • Cyber crime
  • Multimedia crime
  • Advertising injury
  • Court attendance costs
  • Crisis communication costs

Program Highlights

  • Admitted carrier: Rated A+ XV Superior by A.M. Best
  • Broad coverage and policy forms
  • Superior claims handling
  • Robust risk management services
  • Unparalleled service

Other Appetite Classes

  • Construction | Design Services: (Managers, Planners, Project Managers)
  • Inspection: (Aviation Inspector, Building, Cargo Inspector)
  • Consulting: (Aerospace, Airport, Energy, Counterfeit, Criminal Forensic)
  • Testing: (Alcohol Monitoring, DNA Testing Service)
  • Arbor Services: (Forestry Services, Tree Services, Arborist)
  • Misc. Services: (Archaeologists, Associations/Members, Auctioneers)
  • Training: (First Response Training, Construction Equipment Training)
  • Surveying Services: (Aerial, Aerospace, Drone, Mapping, Modeling)
  • Logistics: (Freight, Shipping, Trucking, Cargo)
  • Employment: (Permanent Staffing, Recruiting, Executive Search)

Sandip Chandarana
630-572-0600 x1601


Sports & Wellness Insurance

Sports & Wellness Insurance, a division of NSM Insurance Group, has been insuring the sports and wellness industry for over 20 years. Our team is comprised of several knowledgeable and experienced underwriters who are dedicated to providing exceptional service at a competitive price. We also have access to premier risk management services to ensure that while your clients are protected, they have the appropriate resources to mitigate any risks that could distract from their core mission. 

Program Coverages

  • General Liability
  • Property
  • Crime
  • Inland Marine
  • Umbrella
  • HNOA

Program Features

  • Fitness & Sports Industry Expertise
  • ‘A' Rated Carrier
  • Admitted & Non-Admitted Available
  • Industry Expertise
  • Experienced In-House Underwriting
  • Available in all States

Specialty Classes

  • Amateur Sports
  • Pop Warner & Little League
  • Recreational & Fitness Centers
  • College and University registered student organizations (including intermural sports and clubs)
  • Yoga Studios
  • Minor League professional sports
  • Martial Arts Studios
  • Health Clubs
  • Recreational Facilities (including batting cages)

Chris Smyth


Staffing Lines - Workers' Compensation & Package for Temp Staffing

Staffing Lines insurance program, a division of NSM Insurance Group, is the industry leader in specialized insurance for temporary, permanent and outplacement agencies. Staffing Lines offers competitive workers’ compensation solutions that are designed to meet the unique needs of the staffing industry. Our underwriters are experts with unsurpassed knowledge of the industry and will help you analyze your client’s staffing and risk management needs in order to tailor a custom insurance solution for their firm. We are a one-stop-shop for all of your insurance needs for the staffing industry, so get appointed with us today!

Program Coverage

  • Workers Compensation

Program Features

  • 25+ years insuring the temp staffing industry
  • Specialized team of in-house underwriters
  • Exclusive relationships with top-rated carriers
  • Risk management services
  • Dedicated claims handling team
  • Pay-as-you-go option

Program Classes

  • Medical
  • Professional
  • Clerical
  • Warehouse
  • Light Industrial
  • Retail
  • Construction
  • Schools
  • Nonprofits

Jim Gara


Global- Foreign Business & Diplomatic Entities Insurance

NSM Insurance Group’s Global Coverage Program offers insurance solutions for foreign businesses and diplomatic entities operating in the United States. The program insures many types of diplomatic entities including embassies and permanent missions in all 50 states, as well as the U.S. subsidiaries of foreign-owned parent companies.

Since 2006, the U.S. has been the world’s largest recipient of foreign direct investment (FDI). Consequently, foreign countries are drawn to the United States’ consumer market, skilled and productive workers, and predictable regulatory environment. 

Program Coverages

  • General Liability
  • Property
  • Inland Marine
  • Crime
  • Auto
  • Umbrella

Program Highlights 

  • Global Insurance Industry Expertise
  • ‘A' rated carrier
  • Industry Expertise
  • Experience in-house underwriting
  • Available in all states

Ed Partridge