Program Administrators - Risk Partners, Inc.
Risk Partners, Inc.
Company Description
Programs & Coverages
Auto Dealerships – Franchise & Independent
Designed to insure standard to preferred, profitable, well managed businesses involved in the sale of and repair of automobiles. Provides comprehensive insurance protection from a single location to a multi-location, multi state operation. We target accounts with a proven track record of success. This includes good sales and service practices, good safety practices including good housekeeping, well maintained equipment that is in good working condition, good hiring practices, properly trained and certified staff, sound financials, acceptable crime index score and good loss experience. For those businesses who do paint work a NFPA/UL approved paint booth with a ventilation systems and proper paint storage, is required
Dealers Open Lot may be available on Non Franchised Dealers and Dealers with a Low Limit of Owned Vehicles.
Auto Service & Repair
Designed to insure standard to preferred, profitable, well managed businesses involved in the sale of and repair of automobiles. Provides comprehensive insurance protection from a single location to a multi-location, multi state operation. We target accounts with a proven track record of success. This includes good sales and service practices, good safety practices including good housekeeping, well maintained equipment that is in good working condition, good hiring practices, properly trained and certified staff, sound financials, acceptable crime index score and good loss experience. For those businesses who do paint work a NFPA/UL approved paint booth with a ventilation systems and proper paint storage, is required
Dealers Open Lot may be available on Non Franchised Dealers and Dealers with a Low Limit of Owned Vehicles.
Auto Dismantlers/Salvage
Designed to provide comprehensive coverage for companies that derive at least 60% of their revenue from auto dismantling operations.
Captives
Captive Insurance is an innovative option that empowers your insureds to effectively self-manage their premiums and insurance costs while putting investments back into their business. It’s ideal for businesses committed to investing for the long-term by making the most of their insurance solutions.
Designed for each client individually.
All options are discussed and we assist in choosing the best location for your program.
Each of our staff has over 10 years of captive experience within 20 domiciles. We manage Single Parent, Group, RRG’s, Agency, Special Purpose and Cell Captives.
Contracting
Designed to provide Workers Compensation as the lead product but can round out the insureds program with comprehensive coverage for various types of contractors nationwide.
Franchised Agriculture Equipment Dealers
Designed to provide comprehensive coverage for farm machinery and equipment dealers selling new and used farm equipment, outdoor power equipment and light industrial equipment.
Residential Lawn and Garden sales are acceptable under 10%.
Physical Damage coverage on the equipment is available.
Franchised Industrial Equipment Dealers
Designed to provide comprehensive coverage for Construction Equipment dealers.
Physical Damage coverage on the equipment is available.
Franchised Motor Cycle Dealerships
Designed to provide comprehensive coverage for Motorcycle Franchise dealers. Power Sports and Watercraft are acceptable with at least one active Motorcycle Franchise.
Physical Damage on the inventory is available.
Franchised RV Dealerships
Designed to provide comprehensive coverage for Franchised RV Dealerships.
Dealers Open Lot Coverage is NOT available.
We can cover the Customer Storage with an acceptable written contract that insured utilizes for this purpose – Hitch installation, Mobile Homes or Tiny Homes on an incidental exposure basis only.
Health & Fitness
Designed to provide comprehensive coverage for the health & Fitness industry.
Options include Abuse/Molestation coverage.
Light Oil and Gas Service Contractors
Provides and ISO based product providing comprehensive coverage for oil & gas service contractors.
Available in AZ, AR, CA, CO, IA, IN, KS, KY, MI, MN, MO, MT, NV, NM, ND, OH, OK, PA, TN, TX, UT, WV, WI & WY